709 Canefield Ct, Richmond, KY 40475 Property Records

Madison County property record for 709 Canefield Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3,092 sqft
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2019)
Tax Bill	$4,007 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039A-0005-0156`

Property Details

APN / Parcel Number

Primary APN	`039A-0005-0156`
Alternative APNs	`125493` `88430` `55081`

Interior

Stories	2 Stories
Building Area	3,092 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	55081
Street Address	709 CANEFIELD CT
City	RICHMOND
State	KY
Zip	40475-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILOH POINTE LOT 156 PH 7-A
Legal Subdivision	SHILOH POINTE
Legal Phase	7
Legal Tract	511-A
Legal Block	V11-A
Legal Lot Number	156
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2008
Census Tract	10103

Owner

709 Canefield Ct is owned and occupied by an individual who bought it in February 2019.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS HERITAGE CREDIT UNION
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON INC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON INC
Feb 20, 2019	Deed, Transfer · Conventional Mortgage BANK OF LEXINGTON INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Prior Sale	Apr 7, 2016 · Amount on File
Deed Document Number	2013988563
Deed Book / Page	D00770 / 123
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Sep 9, 2026
Property Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	0014374670
Book / Page	2499 / 423
Instrument Date	Jul 30, 2026
Instrument	202614374670
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535

Mortgage

Document Number	0014374670,
Date	Sep 9, 2026
Book Page	2499/423
Instrument	202614374670

Lender

Name	MEMBERS HERITAGE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01890/392
Date	Sep 26, 2019
Book Page	M01890/392
Instrument	2013999445

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01980/80
Date	Sep 21, 2020
Book Page	M01980/80
Instrument	2014020654

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 20, 2019
Property Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	D00770/123
Book / Page	D00770 / 123
Map Reference	CAB 22 SL 64
Instrument Date	Feb 15, 2019
Instrument	2013988563
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 CARRIAGE HOLLOW LN, 2815, KATY, TX 77494-6090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CANEFIELD CT, RICHMOND, KY 40475-7535

Mortgage

Document Number	2013988564
Date	Feb 20, 2019
Instrument	2013988564

Lender

Name	BANK OF LEXINGTON INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 709 Canefield Ct was $4,007 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,007.00 Additional exemption filed	$425,000	$425,000
2023	$4,122.00	$425,000	$425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Canefield Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Canefield Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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