705 Canefield Ct, Richmond, KY 40475 Property Records

Madison County property record for 705 Canefield Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Sep 2024)
Tax Bill	$6,176 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039A-0005-0157`

Property Details

APN / Parcel Number

Primary APN	`039A-0005-0157`
Alternative APNs	`121402` `90333` `49957`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	49957
Street Address	705 CANEFIELD CT
City	RICHMOND
State	KY
Zip	40475-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILOH POINTE LOT 157 PH 7-A
Legal Subdivision	SHILOH POINTE
Legal Phase	7
Legal Tract	511-A
Legal Block	V11-A
Legal Lot Number	157
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2008
Census Tract	10103

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Sep 6, 2018	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Sep 30, 2024	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Oct 19, 2022	Deed, Transfer
Aug 25, 2021	Deed, Transfer
Apr 30, 2019	Deed, Subdivision Related Transfer · Commercial Mortgage TRADITIONAL BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	2014224450
Deed Book / Page	D858 / 50
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01829/507
Date	Oct 17, 2018
Book Page	M01829/507
Instrument	2013983444

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2019

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01822/790
Date	Sep 6, 2018
Book Page	M01822/790
Instrument	2013981492

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2019

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 30, 2024
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	000D858/50
Book / Page	D858 / 50
Instrument Date	Sep 19, 2024
Instrument	2014224450
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535

Mortgage

Document Number	2014224451
Date	Sep 30, 2024
Instrument	2014224451

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 19, 2022
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	00D830/462
Book / Page	D830 / 462
Map Reference	CAB 22 SL 64
Instrument Date	Oct 14, 2022
Instrument	2014116402
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 25, 2021
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	00D810/371
Book / Page	D810 / 371
Instrument Date	Aug 23, 2021
Instrument	2014049937
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$41.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 HICKORY MEADOWS DR, RICHMOND, KY 40475-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 30, 2019
Property Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535
Document Number	D00772/728
Book / Page	D00772 / 728
Map Reference	CAB 22 SL 64
Instrument Date	Apr 23, 2019
Instrument	2013991776
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	599 KINDRED LN, BEREA, KY 40403-9249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CANEFIELD CT, RICHMOND, KY 40475-7535

Mortgage

Document Number	2013991777
Date	Apr 30, 2019
Instrument	2013991777

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,176.00 (+12.91%) Additional exemption filed	$655,000 (+16.13%)	$655,000 (+16.13%)
2023	$5,470.00	$564,000	$564,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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