709 Adams St, Seneca, SC 29678 Property Records

Oconee County property record for 709 Adams St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1963
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$109,300 (Aug 2018)
Tax Bill	$549 (2025)
Deeds & Mortgages	Apr 2019 Transfer Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-45-04-020`

Property Details

APN / Parcel Number

Primary APN	`520-45-04-020`
Alternative APN	`58390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	58390
Old Parcel Number	520 45 04 020
Street Address	709 ADAMS ST
City	SENECA
State	SC
Zip	29678-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 & 53 ADAMS SUB 2
Legal Subdivision	ADAMS
Legal Block	4
Legal Lot Number	52 53
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1008
Census Tract	30802

Owner

709 Adams St is owned and occupied by two individuals who acquired it in April 2019.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	709 ADAMS ST, SENECA, SC 29678-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK
Aug 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Deed Document Number	0023890128
Deed Book / Page	002389 / 000128
Last Transfer Date	Apr 1, 2019
Transfer Doc	0024530020
Record Updated	Jun 8, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 1, 2019
Property Address	709 ADAMS ST, SENECA, SC 29678-3804
Document Number	0024530020
Book / Page	002453 / 000020
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	109 ADAMS ST SENECA SC 29678, SENECA, SC 29678

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	709 ADAMS ST, SENECA, SC 29678-3804
Document Number	0037690311
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ADAMS ST SENECA SC 296783804, SENECA, SC 29678-3804

Mortgage

Document Number	0037690311
Date	Oct 10, 2018
Book Page	003769/000311

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	SENECA, SC 29672

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2033

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 20, 2018
Property Address	709 ADAMS ST, SENECA, SC 29678-3804
Document Number	0023890128
Book / Page	002389 / 000128
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$404.41
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 ADAMS ST SENECA SC 29678, SENECA, SC 29678

Tax Assessment & Valuation

The 2025 property tax bill for 709 Adams St was $549.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00	$5,197 Land $940 Building $4,257	$129,934 Land $23,500 Building $106,434
2023		$5,197 Land $940 Building $4,257	$129,934 Land $23,500 Building $106,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Adams St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Adams St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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