708 Adams St, Seneca, SC 29678 Property Records

Oconee County property record for 708 Adams St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1960
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Aug 2020)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-45-09-007`

Property Details

APN / Parcel Number

Primary APN	`520-45-09-007`
Alternative APN	`58446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	58446
Old Parcel Number	520 45 09 007
Street Address	708 ADAMS ST
City	SENECA
State	SC
Zip	29678-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 97 QUINCY ADAMS DEV II BP/00
Legal Subdivision	ADAMS
Legal Block	9
Legal Lot Number	97
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1013
Census Tract	30802

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 ADAMS ST, SENECA, SC 29678-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Grant Deed, Transfer · Conventional with PMI UNITED CMNTY BK
Jul 31, 2017	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	0025930338
Deed Book / Page	002593 / 000338
Last Transfer Date	Aug 12, 2020
Transfer Doc	0025930338
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 12, 2020
Property Address	708 ADAMS ST, SENECA, SC 29678-3805
Document Number	0025930338
Book / Page	002593 / 000338
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 ADAMS ST SENECA SC 296783805, SENECA, SC 29678-3805

Mortgage

Document Number	40040175
Date	Aug 12, 2020
Book Page	004004/000175

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 31, 2017
Property Address	708 ADAMS ST, SENECA, SC 29678-3805
Document Number	0000001240
Map Reference	MB P-28 PG107
Instrument Date	Jul 28, 2017
Instrument	01240
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 ADAMS ST, SENECA, SC 29678-3805

Mortgage

Document Number	0000001241
Date	Jul 31, 2017
Instrument	01241

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,195.00	$6,965 (-) Land $493 Building $6,472	$174,110 (-) Land $12,320 Building $161,790
2023		$6,965 Land $493 Building $6,472	$174,110 Land $12,320 Building $161,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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