709 5th St, Colo, IA 50056 Property Records

Story County property record for 709 5th St, Colo, IA 50056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,326 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2024)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-406-140`

Property Details

APN / Parcel Number

Primary APN	`12-08-406-140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	455 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	709 5TH ST
City	COLO
State	IA
Zip	50056-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOSTETTER & MCCOY SD LOT 24 & LOT 25 EX N25' W117' & EX N23' E25.04' BLK 2
Legal Range	21W
Legal Township	83N
Legal Section	08
Legal Subdivision	HOSTETTER & MCCOY'S SD
Legal Block	2
Legal Lot Number	24,25
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3035
Census Tract	10200

Owner

709 5th St is owned and occupied by two individuals who bought it in April 2024.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 5TH ST, COLO, IA 50056-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20242268
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 12, 2024
Property Address	709 5TH ST, COLO, IA 50056
Document Number	0202402268
Instrument Date	Apr 3, 2024
Instrument	2024-02268
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	709 5TH ST, COLO, IA 50056

Mortgage

Document Number	0202402269
Date	Apr 12, 2024
Instrument	2024-02269

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 709 5th St was $2,934, up 36.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Colo City
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (+36.21%)	$173,700 Land $30,200 Building $143,500	$173,700 Land $30,200 Building $143,500
2024	$2,154.00
2023		$118,700 Land $24,600 Building $94,100	$118,700 Land $24,600 Building $94,100
2022	$2,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLO WATER SUPPLY serves 853 people · EPA ID IA8520061
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20