703 5th St, Colo, IA 50056 Property Records

Story County property record for 703 5th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,393 sqft · built 1900
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$191,000 (May 2026)
Tax Bill$2,822 (2025)
Deeds & MortgagesFeb 2010 Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-08-406-120

Property Details

APN / Parcel Number

Primary APN12-08-406-120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,239 sqft
AtticAttic
Attic Area154 sqft
Basement Area620 sqft
Unfinished Basement620 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area312 sqft
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address703 5TH ST
CityCOLO
StateIA
Zip50056-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOSTETTER & MCCOY SD N25' W117' LOT 25 & N23' E25.04' LOT 25 & ALL LOT 26 BLK 2
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionHOSTETTER & MCCOY'S SD
Legal Block2
Legal Lot Number25,26
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3035
Census Tract10200

Owner

703 5th St is owned and occupied by an individual who bought it in May 2026.

Source: Story County records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address703 5TH ST, COLO, IA 50056-1027
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2010Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 26, 2026Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 26, 2026Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT MORTGAGE
Oct 22, 2018Warranty Deed, Transfer
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on File
Deed SaleMay 26, 2026 · Amount on File
Prior SaleOct 22, 2018 · Amount on File
Deed Document Number20264398
Record UpdatedOct 29, 2026

February 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address703 5TH ST, COLO, IA 50056-1027
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201000001676
DateFeb 26, 2010
Instrument2010-00001676
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2040

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMay 26, 2026
Property Address703 5TH ST, COLO, IA 50056-1027
Document Number0000004398
Instrument DateMay 21, 2026
Instrument20264398
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30,784.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 5TH ST, COLO, IA 50056-1027

Mortgage

Document Number0000004399,
DateMay 26, 2026
Instrument20264399
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMay 26, 2026
Property Address703 5TH ST, COLO, IA 50056-1027
Document Number0202604398
Instrument DateMay 21, 2026
Instrument20264398
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30,784.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 5TH ST, COLO, IA 50056-1027

Mortgage

Document Number0000004399,
DateMay 26, 2026
Instrument20264399
Lender
NamePARAMOUNT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate5.37%
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateOct 22, 2018
Property Address703 5TH ST, COLO, IA 50056-1027
Document Number0201809620
Instrument DateOct 15, 2018
Instrument2018-09620
Transaction TypeTransfer
Record UpdatedJun 11, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 5TH ST, COLO, IA 50056-1027

Mortgage

Document Number0201809621
DateOct 22, 2018
Instrument2018-09621
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount on Record
Term351 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 703 5th St was $2,822 with a homeowner's exemption.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,822.00 Homeowner's exemption$178,000 Land $30,000 Building $148,000$178,000 Land $30,000 Building $148,000
2024$2,822.00
2023$165,700 Land $24,300 Building $141,400$165,700 Land $24,300 Building $141,400
2022$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 5th St

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