Lake County property record for 709 3rd Ave, Two Harbors, MN 55616 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 940 sqft Gross Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2026) |
| Tax Bill | $1,410.00 (2025) |
Source: Lake County records · APN 23-7660-14140
Assessment roll updated August 25, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2009 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 20, 2026 | Deed, Transfer |
| Jan 20, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2022 · Amount on Record |
| Deed Doc Number | 20261865521 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000169204 |
|---|---|
| Date | May 26, 2009 |
| Instrument | A000169204 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Document Number | 0001865521 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.1865521 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jan 20, 2022 |
| Property Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Document Number | A000199429 |
| Instrument Date | Jan 18, 2022 |
| Instrument | A000199429 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 3RD AVE, TWO HARBORS, MN 55616-1519 |
| Document Number | A000199430 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | A000199430 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated August 25, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 | $197,300 (+17.86%) Land $20,700 Building $176,600 | $197,300 (+17.86%) Land $20,700 Building $176,600 |
| 2023 | $167,400 Land $18,800 Building $148,600 | $167,400 Land $18,800 Building $148,600 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-7660-14140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 940 sqft Gross Area |
| 1st Floor | 940 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 49 sqft Utility Area |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | A-Frame Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Shed Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Deck Area | 24 sqft Deck |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 709 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 14 |
| Legal Subdivision | MINNESOTA IRON COMPANYS |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE MN |
| Minor Civil Division | TWO HARBORS |
| Census Blockgroup | 2 |
| Census Block | 2064 |
| Census Tract | 370400 |
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