621 3rd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 621 3rd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1893
Owner	Company Name on Record
Last Sale	$250,000 (Dec 2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2023 Transfer + 1 more
APN	`23-7660-15115`

Property Details

APN / Parcel Number

Primary APN	`23-7660-15115`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,428 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Garage Type	Mixed
Garage Area	336 sqft
Carport	Carport
Carport Area	112 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	621 3RD AVE
City	TWO HARBORS
State	MN
Zip	55616-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 32 12FT OF LOT 11 BLOCK 15
Legal Block	15
Legal Lot Number	11
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2065
Census Tract	370400

Owner

Source: Lake County records, as of January 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18202 MINNETONKA BLVD, WAYZATA, MN 55391-3343
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAGSHIP BANK MINNESOTA
Sep 12, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Sep 12, 2023
Deed Document Number	A000203465
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 15, 2023
Property Address	621 3RD AVE, TWO HARBORS, MN 55616-1704
Document Number	A000203465
Instrument Date	Nov 30, 2023
Instrument	A000203465
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18202 MINNETONKA BLVD, WAYZATA, MN 55391-3343

Mortgage

Document Number	A000203466
Date	Dec 15, 2023
Instrument	A000203466

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2048

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Sep 12, 2023
Property Address	621 3RD AVE, TWO HARBORS, MN 55616-1704
Document Number	A000202951
Instrument Date	Sep 11, 2023
Instrument	A000202951
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 3RD AVE APT 1, 1, TWO HARBORS, MN 55616-1705

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 2, 2020
Property Address	621 3RD AVE, TWO HARBORS, MN 55616-1704
Document Number	A000195455
Instrument Date	Oct 29, 2020
Instrument	A000195455
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 3RD AVE, TWO HARBORS, MN 55616-1704

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$195,700 Land $12,200 Building $183,500	$195,700 Land $12,200 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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