Calhoun County property record for 709 3rd Ave, Somers, IA 50586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1976 |
| Lot Size | 0.338 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jan 2023) |
| Tax Bill | $756 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 873102154011 |
| Primary APN | 873102154011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.338 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 709 3RD AVE |
|---|---|
| City | SOMERS |
| State | IA |
| Zip | 50586-7566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN ADD BLOCK 10 S 60' LOTS 1-3 & ALLEY ADJ W & S |
| Legal Range | 31W |
| Legal Township | 87N |
| Legal Section | 02 |
| Legal Subdivision | SOUTHERN ADD |
| Legal Block | 10 |
| Legal Lot Number | 1-3 |
| Jurisdiction | CALHOUN IA |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2241 |
| Census Tract | 950300 |
709 3rd Ave is owned and occupied by an individual who bought it in January 2023.
Source: Calhoun County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 3RD AVE, SOMERS, IA 50586-7566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage HEART OF IOWA REGIONAL HOUSING TRUST FUN |
| Jan 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Sep 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2023 · Amount on File |
| Deed Sale | Jan 3, 2023 · Amount on File |
| Prior Sale | Apr 29, 2022 · Amount on File |
| Deed Document Number | 20235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN IA |
| Property Address | 709 3RD AVE, SOMERS, IA 50586-7566 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 709 3RD AVE, SOMERS, IA 50586-7566 |
| Document Number | 0020252003 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-2003 |
| Name | HEART OF IOWA REGIONAL HOUSING TRUST FUN |
|---|---|
| Type | Government Agency |
| Address | FORT DODGE, IA 50501 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN IA |
| Property Address | 709 3RD AVE, SOMERS, IA 50586-7566 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230006 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023-0006 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN IA |
| Property Address | 709 3RD AVE, SOMERS, IA 50586-7566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20191397 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-1397 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 709 3rd Ave was $756.
Source: Calhoun County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Calhoun County |
| Municipality | Somers City |
| Unified School District | Southeast Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756.00 | $70,530 (-) Land $4,750 Building $65,780 | $70,530 (-) Land $4,750 Building $65,780 |
| 2025 | $756.00 (-0.79%) | $70,530 Land $4,750 Building $65,780 | $70,530 Land $4,750 Building $65,780 |
| 2024 | $762.00 | ||
| 2023 | $67,080 Land $4,320 Building $62,760 | $67,080 Land $4,320 Building $62,760 | |
| 2018 | $386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERS WATER WORKS serves 128 people · EPA ID IA1381073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Webster-Calhoun Cooperative Telephone Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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