705 3rd Ave, Somers, IA 50586 Property Records

Calhoun County property record for 705 3rd Ave, Somers, IA 50586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2020)
Tax Bill	$952 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`873102154010`

Property Details

APN / Parcel Number

Primary APN	`873102154010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	705 3RD AVE
City	SOMERS
State	IA
Zip	50586-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN ADD BLOCK 10 N 80' LOTS 1, 2 & 3 & ALLEY ADJ W
Legal Range	31W
Legal Township	87N
Legal Section	02
Legal Subdivision	SOUTHERN ADD
Legal Block	10
Jurisdiction	CALHOUN IA
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2241
Census Tract	950300

Owner

705 3rd Ave is owned and occupied by an individual who bought it in December 2020.

Source: Calhoun County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	705 3RD AVE, SOMERS, IA 50586-7566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Feb 11, 2011 · Amount on File
Deed Document Number	202086
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN IA
Recording Date	Dec 4, 2020
Property Address	705 3RD AVE, SOMERS, IA 50586-7566
Document Number	0020202086
Instrument Date	Nov 30, 2020
Instrument	2020-2086
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 3RD AVE, SOMERS, IA 50586-7566

Mortgage

Document Number	0020202087
Date	Dec 4, 2020
Instrument	2020-2087

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 705 3rd Ave was $952.

Source: Calhoun County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Calhoun County
Municipality	Somers City
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$952.00	$75,180 (-) Land $4,750 Building $70,430	$75,180 (-) Land $4,750 Building $70,430
2025	$952.00 (-0.63%)	$75,180 Land $4,750 Building $70,430	$75,180 Land $4,750 Building $70,430
2024	$958.00
2023		$71,500 Land $4,320 Building $67,180	$71,500 Land $4,320 Building $67,180
2018	$370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS WATER WORKS serves 128 people · EPA ID IA1381073
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Webster-Calhoun Cooperative Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20