709 1st Ave W, Farley, IA 52046 Property Records

Dubuque County property record for 709 1st Ave W, Farley, IA 52046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1977
Lot Size	0.266 acres (11,590 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Sep 2023)
Tax Bill	$3,244 (2024)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-478-001`

Property Details

APN / Parcel Number

Primary APN	`12-12-478-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Finished Basement	695 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,590 sqft (0.266 acres)
Lot Dimensions	95 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	709 1ST AVE W
City	FARLEY
State	IA
Zip	52046-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-1-1 S & S PLACE;
Legal Subdivision	S PLACE
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DODGE
Census Block Group	2
Census Block	2054
Census Tract	10202

Owner

709 1st Ave W is owned and occupied by an individual who bought it in September 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	709 1ST AVE W, FARLEY, IA 52046-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Document Number	2023-00008571
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	709 1ST AVE W, FARLEY, IA 52046-9618
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 7TH AVE NW 3, 3, FARLEY, IA 52046-9609

Mortgage

Document Number	0000008572
Date	Sep 8, 2023
Instrument	2023-00008572

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	709 1ST AVE W, FARLEY, IA 52046-9618
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006993
Date	May 3, 2021
Instrument	2021-00006993

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Farley City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,600 Land $40,100 Building $221,500	$261,600 Land $40,100 Building $221,500
2024	$3,244.00
2023		$233,600 (+24.27%) Land $40,100 Building $193,500	$233,600 Land $40,100 Building $193,500
2022	$2,976.00	$187,980 Land $40,130 Building $147,850
2021			$187,980 Land $40,130 Building $147,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 1st Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 1st Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARLEY WATER SUPPLY serves 1,766 people · EPA ID IA3135018
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Electric Cooperative, Nextlink.

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