706 1st Ave W, Farley, IA 52046 Property Records

Dubuque County property record for 706 1st Ave W, Farley, IA 52046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 858 sqft · built 1981
Lot Size	0.332 acres (14,454 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Feb 2025)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-477-005`

Property Details

APN / Parcel Number

Primary APN	`12-12-477-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Finished Basement	728 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	14,454 sqft (0.332 acres)
Lot Dimensions	146 ft deep x 99 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	706 1ST AVE W
City	FARLEY
State	IA
Zip	52046-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 S & S PLACE; & LOT 4A OF VAC 3RD AVE NW LYING W OF 1ST AVE
Legal Range	02W
Legal Township	88N
Legal Section	12
Legal Subdivision	S PLACE
Legal Lot Number	2,4A
Jurisdiction	DUBUQUE IA
Township / Civil Division	DODGE
Census Block Group	2
Census Block	2027
Census Tract	10202

Owner

706 1st Ave W is owned and occupied by an individual who bought it in February 2025.

Source: Dubuque County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	706 1ST AVE W, FARLEY, IA 52046-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Prior Sale	May 3, 2006 · Amount on File
Deed Document Number	20251538
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	706 1ST AVE W, FARLEY, IA 52046-9558
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006777
Date	Apr 29, 2021
Instrument	2021-00006777

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	FARLEY, IA 52046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	706 1ST AVE W, FARLEY, IA 52046-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005357
Date	May 8, 2017
Instrument	2017-00005357

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 706 1st Ave W was $2,916.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Farley City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00	$232,700 Land $36,300 Building $196,400	$232,700 Land $36,300 Building $196,400
2024	$2,916.00
2023		$210,000 (+31.54%) Land $36,300 Building $173,700	$210,000 Land $36,300 Building $173,700
2022	$2,528.00	$159,650 Land $36,330 Building $123,320
2021			$159,650 Land $36,330 Building $123,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 1st Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 1st Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARLEY WATER SUPPLY serves 1,766 people · EPA ID IA3135018
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Electric Cooperative, Nextlink.

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