7088 Co Rd K, Wiggins, CO 80654 Property Records

Morgan County property record for 7088 Co Rd K, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 1914
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Sep 2015)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1295-170-00-003`

Property Details

APN / Parcel Number

Primary APN	`1295-170-00-003`
Alternative APN	`R013369`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Total Area
1st Floor Area	728 sqft
Upper Floors Area	348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Patio Area	182 sqft
Balcony Area	662 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	7088 COUNTY ROAD K
City	WIGGINS
State	CO
Zip	80654-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 17 T 2 R 59 PARC NW14NW14 B742 P772
Legal Range	59
Legal Township	02
Legal Section	17
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1033
Census Tract	200

Owner

7088 Co Rd K is owned and occupied by an individual who acquired it in February 2022.

Source: Morgan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 18, 2022	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Mar 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Jan 16, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jan 16, 2020	Quit Claim Deed, Transfer AMROCK TITLE COMPANY, AMROCK TITLE CO
Oct 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 4, 2018	Quit Claim Deed, Transfer AMROCK INC
Aug 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Deed Document Number	2015895696
Last Transfer Date	Feb 16, 2022
Transfer Doc	0000939385
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Recording Date	Aug 11, 2026
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000963646
Instrument Date	Jul 17, 2026
Instrument	2026963646
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000963646,
Date	Aug 11, 2026
Instrument	2026963646

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jul 1, 2066

Interest

Rate	6.47%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004

Mortgage

Document Number	0000949092
Date	Dec 5, 2023
Instrument	949092

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Aug 1, 2052

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 18, 2022
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000941827
Instrument Date	Jun 29, 2022
Instrument	941827
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000941828
Date	Jul 18, 2022
Instrument	941828

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000941829
Date	Jul 18, 2022
Instrument	941829

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Mar 18, 2022
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000939383
Instrument Date	Dec 21, 2020
Instrument	939383
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7088 COUNTY ROAD K, HOYT, CO 80654-8004

Mortgage

Document Number	0000939384
Date	Mar 18, 2022
Instrument	939384

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jan 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Mar 18, 2022
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000939385
Instrument Date	Dec 21, 2020
Instrument	939385
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Jan 16, 2020
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000923007
Instrument Date	Dec 30, 2019
Instrument	923007
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1996 JUAREZ LN REDDING CA 960037107, REDDING, CA 96003-7107

Mortgage

Document Number	923008
Date	Jan 16, 2020
Instrument	923008

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	324 Months
Due	Jan 15, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Jan 16, 2020
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000923009
Instrument Date	Dec 30, 2019
Instrument	923009
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1996 JUAREZ LN REDDING CA 960037107, REDDING, CA 96003-7107

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 3, 2018
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000914577
Instrument Date	Sep 29, 2018
Instrument	914577
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1996 JUAREZ LN REDDING CO 96006, REDDING, CO 96006

Mortgage

Document Number	914578
Date	Oct 3, 2018
Instrument	914578

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 4, 2018
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000914614
Instrument Date	Sep 29, 2018
Instrument	914614
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1996 JUAREZ LN REDDING CA 960037107, REDDING, CA 96003-7107

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 1, 2017
Property Address	7088 COUNTY ROAD K, WIGGINS, CO 80654-8004
Document Number	0000907125
Instrument Date	Jun 30, 2017
Instrument	907125
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1996 JUAREZ LN REDDING CA 960037107, REDDING, CA 96003-7107

Tax Assessment & Valuation

The 2025 property tax bill for 7088 Co Rd K was $1,410, up 8.8% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+8.8%)	$17,550 (+2.03%) Land $7,000 Building $10,550	$280,820 (+9.38%) Land $111,950 Building $168,870
2024	$1,296.00 (+3.35%)	$17,200 (-15.44%) Land $6,110 Building $11,090	$256,730 (-15.42%) Land $91,190 Building $165,540
2023	$1,254.00 (+4.15%)	$20,340 (+30.97%) Land $7,420 Building $12,920	$303,520 (+35.83%) Land $110,720 Building $192,800
2022	$1,204.00	$15,530 Land $6,570 Building $8,960	$223,450 Land $94,560 Building $128,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7088 Co Rd K in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7088 Co Rd K is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 70% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd K

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