6285 Co Rd K, Wiggins, CO 80654 Property Records

Morgan County property record for 6285 Co Rd K, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1998
Lot Size	4.99 acres (217,364 sqft)
Owner	Individual Name on Record
Last Sale	$124,200 (Dec 2013)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1295-070-01-002`

Property Details

APN / Parcel Number

Primary APN	`1295-070-01-002`
Alternative APN	`R018039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,616 sqft Total Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,364 sqft (4.99 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Pole Barn	1,296 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6285 COUNTY ROAD K
City	WIGGINS
State	CO
Zip	80654-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CARSON I MINOR SUB WI (07-2-59) LOT 02 S 07 T 2 R 59 PARC SW14
Legal Range	59
Legal Township	02
Legal Section	07
Legal Subdivision	CARSON I MINOR SUB
Legal Lot Number	2
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1033
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Jul 6, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
May 3, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2013 · Amount on Record
Deed Sale	Dec 24, 2013 · Amount on Record
Prior Sale	Jul 30, 2013
Deed Document Number	2013885766
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005

Mortgage

Document Number	0000945095
Date	Feb 23, 2023
Instrument	945095

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATL TTL & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930786
Date	Feb 16, 2021
Instrument	930786

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005
Document Number	0000919586
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 COUNTY ROAD K WIGGINS CO 806548005, WIGGINS, CO 80654-8005

Mortgage

Document Number	0000919586
Date	Jul 18, 2019
Instrument	919586

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	6285 COUNTY ROAD K, WIGGINS, CO 80654-8005
Document Number	0000911840
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 COUNTY ROAD K WIGGINS CO 806548005, WIGGINS, CO 80654-8005

Mortgage

Document Number	0000911840
Date	May 9, 2018
Instrument	911840

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+2.85%)	$24,140 (-3.59%) Land $7,180 Building $16,960	$386,230 (+3.35%) Land $114,880 Building $271,350
2024	$1,862.00	$25,040 (-12.81%) Land $6,590 Building $18,450	$373,710 (-12.83%) Land $98,370 Building $275,340
2023	$1,862.00 (+12.64%)	$28,720 (+32.96%) Land $7,560 Building $21,160	$428,710 (+37.96%) Land $112,850 Building $315,860
2022	$1,653.00	$21,600 Land $6,670 Building $14,930	$310,760 Land $95,990 Building $214,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd K

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