Lincoln County property record for 7082 Pine Ridge Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 2002 |
| Lot Size | 0.644 acres (28,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jun 2023) |
| Tax Bill | $2,718 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-45-7363 |
| Primary APN | 4605-45-7363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 28,096 sqft (0.644 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 297145 |
|---|---|
| Old Parcel Number | 460510457363 |
| Street Address | 7082 PINE RIDGE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #7 ISLE OF PINES SUB |
| Legal Subdivision | ISLE OF PINES SUB |
| Legal Block | 45 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 71203 |
Source: Lincoln County records · APN 4605-45-7363
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Nov 22, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| May 29, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 27, 2019 | Deed of Trust, Mortgage LOCAL GOV'T EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2022 · Amount on Record |
| Deed Document Number | 0003252927 |
| Deed Book / Page | 3252 / 927 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 02, 2023 |
| Property Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0003252927 |
| Book / Page | 3252 / 927 |
| Map Reference | MB 10 PG 126 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 667764 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NOT AVAILABLE, TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 N ABINGTON RD, TUCSON, AZ 85743-9704 |
| Name | Verified Name |
|---|---|
| Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0000667765 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 667765 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 28, 2022 |
| Property Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0003131608 |
| Book / Page | 3131 / 608 |
| Map Reference | MB 10 PG 126 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 646648 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0000646649 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 646649 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 22, 2021 |
| Property Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0003109588 |
| Book / Page | 3109 / 588 |
| Map Reference | MB 10 PG 126 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 643034 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6881 RIVERWALK LOOP APT 22, 22, DENVER, NC 28037-5024 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 29, 2020 |
| Property Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0002913452 |
| Book / Page | 2913 / 452 |
| Map Reference | MB 10 PG 126 |
| Instrument Date | May 29, 2020 |
| Instrument | 609614 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7393 ALBEMARLE DR, 7393, DENVER, NC 28037-6533 |
| Name | Verified Name |
|---|---|
| Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 0000609615 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 609615 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7082 PINE RIDGE DR, DENVER, NC 28037-9379 |
| Document Number | 2843367 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7082 PINE RIDGE DR DENVER NC 280379379, DENVER, NC 28037-9379 |
| Document Number | 2843367 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 002843/000367 |
| Instrument | 597265 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,718.00 | $430,982 Land $68,000 Building $362,982 | $430,982 Land $68,000 Building $362,982 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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