7034 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7034 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2003
Lot Size	0.669 acres (29,142 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Mar 2004)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Aug 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4605-45-2384`

Property Details

APN / Parcel Number

Primary APN	`4605-45-2384`
Alternative APNs	`460510452384` `224093` `76785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Concrete
Lot Area	29,142 sqft (0.669 acres)
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	224093
Street Address	7034 PINE RIDGE DR
City	DENVER
State	NC
Zip	28037-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#11 ISLE OF PINES SUB
Legal Subdivision	ISLE OF PINES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

7034 Pine Ridge Dr is owned and occupied by an individual who acquired it in July 2026.

Source: Lincoln County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7034 PINE RIDGE DR, DENVER, NC 28037-9379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2004 · Amount on File
Deed Sale	Mar 23, 2004 · Amount on File
Prior Sale	Jun 10, 2003 · Amount on File
Deed Book / Page	1572 / 446
Last Transfer Date	Jul 7, 2026
Transfer Doc	0000713609
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 11, 2026
Property Address	7034 PINE RIDGE DR, DENVER, NC 28037-9379
Document Number	0000713609
Book / Page	3528 / 424
Instrument Date	Jul 7, 2026
Instrument	2026713609
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7034 PINE RIDGE DR, DENVER, NC 28037-9379

Mortgage

Document Number	0000713610,
Date	Aug 11, 2026
Instrument	2026713610

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	953 Months
Due	Jan 6, 2106

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000713611,
Date	Aug 11, 2026
Book Page	3528/441
Instrument	2026713611

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	960 Months
Due	Jan 6, 2106

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 7034 Pine Ridge Dr was $1,352, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+0.6%)	$421,263 (-) Land $68,000 Building $353,263	$421,263 (-) Land $68,000 Building $353,263
2025	$1,344.00	$421,263 Land $68,000 Building $353,263	$421,263 Land $68,000 Building $353,263
2023	$2,660.00	$421,263 Land $68,000 Building $353,263	$421,263 Land $68,000 Building $353,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7034 Pine Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7034 Pine Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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