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7081 Ruby Cts, Youngstown, OH 44515 Property Records

Mahoning County property record for 7081 Ruby Cts, Youngstown, OH 44515 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,780 sqft · built 1994
Lot Size0.649 acres (28,279 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Jun 2026)
Tax Bill$6,083 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-134-0-058.23-0

Property Details

APN / Parcel Number

Primary APN48-134-0-058.23-0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,780 sqft Living Area
Gross Area4,824 sqft
1st Floor Area1,276 sqft
Upper Floors Area1,258 sqft
AtticAttic
Attic Area246 sqft
Basement Area1,276 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area28,279 sqft (0.649 acres)
Lot Dimensions202 ft deep x 140 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area288 sqft
Patio Area250 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7081 RUBY CTS
CityYOUNGSTOWN
StateOH
Zip44515-5567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 105.94 X 234.26 IRR CHAPEL VALLEY PL 1
Legal SubdivisionCHAPEL VALLEY PL 1
Legal Lot Number23
JurisdictionMAHONING OH
Township / Civil DivisionAUSTINTOWN
Census Block Group2
Census Block2008
Census Tract812605

Owner

Source: Mahoning County records · APN 48-134-0-058.23-0

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7081 RUBY CTS, YOUNGSTOWN, OH 44515-5567
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Fiduciary Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Oct 21, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 06, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Prior SaleJun 06, 2023 · Amount on Record
Deed Document Number202613292
Deed Book / Page6746 / 262
Record UpdatedSep 20, 2026

June 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMAHONING OH
Recording DateJun 17, 2026
Property Address7081 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Document Number0000013292
Book / Page6746 / 262
Instrument DateJun 11, 2026
Instrument202613292
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46,965.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address7081 RUBY CTS, YOUNGSTOWN, OH 44515-5567

Mortgage

Document Number0000013293,
DateJun 17, 2026
Instrument202613293
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7081 RUBY CTS, AUSTINTOWN, OH 44515-5567
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7081 RUBY CTS, YOUNGSTOWN, OH 44515-5567

Mortgage

Document Number06479/1269
DateOct 21, 2021
Book Page6479/1269
Instrument202100029472
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term274 Months
DueAug 01, 2044

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateJun 06, 2023
Property Address7081 RUBY CTS, AUSTINTOWN, OH 44515-5567
Document Number006575/308
Book / Page6575 / 308
Map ReferenceVOL 88 PG 10
Instrument DateJun 01, 2023
Instrument202300010437
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
Tax$440.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address775 RED HAWK COURT, SIMI VALLEY, CA 93063

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionAustintown Township
Unified School DistrictAustintown Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,083.00 (+4.66%)$124,140 (-) Land $16,890 Building $107,250$354,670 (-) Land $48,250 Building $306,420
2024$5,812.00 (+3.97%)$124,140 (-) Land $16,890 Building $107,250
2023$5,590.00 (+2.44%)$124,140 (+27.73%) Land $16,890 Building $107,250$354,670 (+27.73%) Land $48,250 Building $306,420
2022$5,457.00$97,190 Land $16,880 Building $80,310$277,680 Land $48,230 Building $229,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mahoning County (39099C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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