1. Home
  2. Ohio
  3. Mahoning County
  4. Youngstown
  5. Ruby Cts

7031 Ruby Cts, Youngstown, OH 44515 Property Records

Mahoning County property record for 7031 Ruby Cts, Youngstown, OH 44515 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage2,564 sqft Living Area
Lot Size23,257 sqft (0.534 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2018)
Tax Bill$5,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN48-134-0-058.39-0
Alternative APN
  • 00039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,564 sqft Living Area
Gross Area4,524 sqft Gross Area
1st Floor1,244 sqft 1st Floor
Upper Floors1,120 sqft Upper Floors
Basement Area1,244 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2020
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area23,257 sqft (0.534 acres)
Depth X Width228 ft x 102 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area716 sqft Garage
Deck Area480 sqft Deck
Patio Area512 sqft Patio
Porch Area194 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address7031 RUBY CTS
CityYOUNGSTOWN
StateOH
Zip44515-5567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 110 X 232.88 IRR CHAPEL VALLEY PLAT 3
Legal SubdivisionCHAPEL VALLEY PLAT 3
Legal Lot Number28
JurisdictionMAHONING OH
Minor Civil DivisionAUSTINTOWN
Census Blockgroup2
Census Block2008
Census Tract812605

Owner

Source: Mahoning County records · APN 48-134-0-058.39-0

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Intrafamily Transfer, Transfer
Dec 19, 2025Transfer on Death Deed, Transfer
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 11, 2021Intrafamily Transfer, Transfer
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE CORTLAND SAVINGS & BANKING CO
Aug 17, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
THE CORTLAND SAVINGS & BANKING CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Prior SaleFeb 28, 2000 · Amount on Record
Deed Doc Number201819105
Deed Book / Page6290 / 685
Last Transfer DateDec 17, 2025
Transfer Doc006715/643
Record RefreshedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMAHONING OH
Recording DateDec 19, 2025
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Document Number006715/643
Book / Page6715 / 643
Map ReferenceVOL 90 PG 108
Instrument DateDec 17, 2025
Instrument202500027045
Transaction TypeTransfer
Record UpdatedJan 02, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMAHONING OH
Recording DateDec 19, 2025
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Document Number006715/645
Book / Page6715 / 645
Map ReferenceVOL 90 PG 108
Instrument DateDec 17, 2025
Instrument202500027046
Transaction TypeTransfer
Record UpdatedJan 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Transaction TypeMortgage
Record UpdatedFeb 03, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06497/1635
DateJan 21, 2022
Book Page6497/1635
Instrument202200001639
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMAHONING OH
Recording DateMay 11, 2021
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Document Number6445/714
Book / Page6445 / 714
Map ReferenceVOL 90 PG 108
Instrument DateMay 05, 2021
Instrument202100012282
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6366/1884
DateFeb 18, 2020
Book Page6366/1884
Instrument202000003705
Lender
NameTHE CORTLAND SAVINGS & BANKING CO
TypeBank
AddressCORTLAND, OH 44410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateAug 17, 2018
Property Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567
Document Number06290/0685
Book / Page6290 / 0685
Map ReferenceVOL90 PG108
Instrument DateAug 13, 2018
Instrument201800019105
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7031 RUBY CTS, YOUNGSTOWN, OH 44515-5567

Mortgage

Document Number201800019106
DateAug 17, 2018
Instrument201800019106
Lender
NameTHE CORTLAND SAVINGS & BANKING CO
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateSep 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionAustintown Township
Unified School DistrictAustintown Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,291.00 (+4.75%)$110,400 (-) Land $13,830 Building $96,570$315,430 (-) Land $39,520 Building $275,910
2024$5,051.00 (+1.61%)$110,400 (-) Land $13,830 Building $96,570
2023$4,971.00 (-0.5%)$110,400 (+24.09%) Land $13,830 Building $96,570$315,430 (+24.08%) Land $39,520 Building $275,910
2022$4,996.00$88,970 Land $13,830 Building $75,140$254,210 Land $39,520 Building $214,690

Nearby Properties on Ruby Cts

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures