70807 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70807 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1974
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-335-014-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-335-014-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Building Perimeter
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	70807 WAYNE ST
City	UNION
State	MI
Zip	49130-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	461-232 602 8-13 LOT 22 COVERDALE.
Legal Subdivision	COVERDALE SUB
Legal Lot Number	22
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70807 WAYNE ST, UNION, MI 49130-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit GREATER NILES COMM FCU
Sep 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 21, 2021
Transfer Doc	01204/1483
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70807 WAYNE ST, UNION, MI 49130-9796
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01149/1572
Date	Jan 2, 2019
Book Page	1149/1572

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	122 Months
Due	Feb 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Sep 28, 2021
Property Address	70807 WAYNE ST, UNION, MI 49130-9796
Document Number	01204/1483
Book / Page	1204 / 1483
Map Reference	LB 1-F PG 281
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70807 WAYNE ST, UNION, MI 49130-9796

Mortgage

Document Number	0012041486
Date	Sep 28, 2021
Instrument	1204/1486

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,700 (-16.04%) Land $307,700	$615,400 (-16.04%) Land $615,400
2025	$4,325.00 (+5.49%) Homeowner's exemption	$366,500 (+73.45%) Land $366,500	$733,000 (+73.45%) Land $733,000
2024	$4,100.00 (+7.41%)
2023		$211,300	$422,600
2022	$3,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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