70806 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70806 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Feb 2018)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-120-370-002-01`

Property Details

APN / Parcel Number

Primary APN	`14-120-370-002-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,376 sqft Building Perimeter
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70806 WAYNE ST
City	UNION
State	MI
Zip	49130-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	440-137 374-734 713 8-13 LOT 30 COVERDALE NO 1.
Legal Subdivision	COVERDALE #1
Legal Lot Number	30
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70806 WAYNE ST, UNION, MI 49130-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Prior Sale	Jun 8, 2006 · Amount on Record
Deed Book / Page	1135 / 2373
Prior Transfer Date	Mar 3, 2011
Prior Transfer Doc	1023/1894
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70806 WAYNE ST, UNION, MI 49130-9796
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70806 WAYNE ST, UNION, MI 49130-9796

Mortgage

Document Number	001241/661
Date	Jan 8, 2024
Book Page	1241/661

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Feb 22, 2018
Property Address	70806 WAYNE ST, UNION, MI 49130-9796
Document Number	1135/2373
Book / Page	1135 / 2373
Map Reference	LB 1-H PG360
Instrument Date	Feb 21, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$370.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70803 WAYNE ST, UNION, MI 49130-9796

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,200 (+12.35%) Land $200,200	$400,400 (+12.35%) Land $400,400
2025	$2,652.00 (+5.45%) Homeowner's exemption	$178,200 (+38.46%) Land $178,200	$356,400 (+38.46%) Land $356,400
2024	$2,515.00 (+7.43%)
2023		$128,700	$257,400
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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