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708 White St, Key West, FL 33040 Property Records

Monroe County property record for 708 White St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,132 sqft · built 2005
Lot Size0.153 acres (6,654 sqft)
Owner2 Individual Names on Record
Last Sale$3,325,000 (Apr 2021)
Tax Bill$31,304 (2024)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (moderate risk)
APN00022040-000000

Property Details

APN / Parcel Number

Primary APN00022040-000000
Alternative APNs
  • 01010100022040000000
  • 1022811

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,132 sqft Living Area
1st Floor Area4,548 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2019
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,654 sqft (0.153 acres)
Lot Dimensions93 ft deep x 79 ft wide
Garage TypeCovered
Garage Area263 sqft

Exterior Amenities

Pool Area391 sqft
PorchOpen Porch
Porch Area649 sqft
Patio Area1,268 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1022811
Street Address708 WHITE ST
CityKEY WEST
StateFL
Zip33040-7155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW LOT 4 SQR 1 TR 6 & PT LOT 5 SQR 1 TR 6 D2-17 F1-482 F5-165 OR324-531 OR450-872 OR1924-286/87 OR1933-1210/11 OR2100-2467/68 OR3090-1005
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionWATSONS SUBDIVISION
Legal Tract6
Legal Lot Number4,5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3011
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address708 WHITE ST, KEY WEST, FL 33040-7155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleApr 6, 2005 · Amount on Record
Deed Document Number20212314708
Deed Book / Page3090 / 1005
Prior Transfer DateMar 28, 2005
Prior Transfer Doc0001507481
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 16, 2021
Property Address708 WHITE ST, KEY WEST, FL 33040-7155
Document Number0030901005
Book / Page3090 / 1005
Map ReferenceMB N PG 49
Instrument DateApr 16, 2021
Instrument2314708
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$23,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8433 SOCIETY PL, 8433, RALEIGH, NC 27615-3191

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 WHITE ST, KEY WEST, FL 33040-7155

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,861,979 (+4.31%) Land $1,349,112 Building $2,512,867$3,861,979 (+4.31%) Land $1,349,112 Building $2,512,867
2024$31,304.00 (+6.03%)
2023$29,524.00 (+15.27%)$3,702,473 (+21.4%) Land $1,277,568 Building $2,424,905$3,702,473 (+21.4%) Land $1,277,568 Building $2,424,905
2022$25,614.00$3,049,702 Land $817,644 Building $2,232,058$3,049,702 Land $817,644 Building $2,232,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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