706 White St, Key West, FL 33040 Property Records

Monroe County property record for 706 White St, Key West, FL 33040

Property Summary

Property TypeApartment House (2-4 Units)
Details2 bd · 7 ba · 5,874 sqft · built 1939
Lot Size0.148 acres (6,441 sqft)
OwnerCompany Name on Record
Last Sale$2,100,000 (Oct 2005)
Tax Bill$22,463 (2025)
Flood ZoneZone X (moderate risk)
APN00022030-000000

Property Details

APN / Parcel Number

Primary APN00022030-000000
Alternative APNs
  • 01010100022030000000
  • 1022802

Interior

Bedrooms2 Beds
Full Baths7 Baths
Units9 Units
Stories2 Stories
Building Area5,874 sqft Living Area
1st Floor Area4,802 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2005
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,441 sqft (0.148 acres)
Lot Dimensions88 ft deep x 66 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area618 sqft
Deck Area233 sqft
Patio Area233 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1022802
Street Address706 WHITE ST
CityKEY WEST
StateFL
Zip33040-7806
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 2 ALL LOT 3 SQR 1 TR 6 OR264-304/05 OR341-151/58 OR674-805 OR695-762 OR780-1145 OR972-2315/16 OR994-1130/31 OR1088-1125/27 OR1192-1922/23 OR1295-2465 OR1489-1303/11 OR1579-1219/20 OR1839-1271 OR2100-2465 OR2153-2469 OR2160-2050/51
Legal SubdivisionKEY WEST SQUARE 01 TR 06
Legal Tract6
Legal Lot Number2,3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3011
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3320 W COUNTY HIGHWAY 30A, SANTA ROSA BEACH, FL 32459-5313
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2005 · Amount on Record
Deed SaleOct 31, 2005 · Amount on Record
Prior SaleDec 9, 2002 · Amount on Record
Deed Document Number20051547886
Deed Book / Page2160 / 2050
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,463.00 (+18.04%)$2,223,242 (+32.72%) Land $1,468,548 Building $754,694$2,223,242 (+32.72%) Land $1,468,548 Building $754,694
2024$19,030.00 (-0.57%)
2023$19,140.00 (+2.01%)$1,675,099 (-0.17%) Land $979,032 Building $696,067$1,675,099 (-0.17%) Land $979,032 Building $696,067
2022$18,763.00$1,677,934 Land $979,032 Building $698,902$1,677,934 Land $979,032 Building $698,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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