708 W White St, Champaign, IL 61820 Property Records

Champaign County property record for 708 W White St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,206 sqft · built 1893
Lot Size0.215 acres (9,381 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Feb 2020)
Tax Bill$5,717 (2024)
Deeds & MortgagesDec 2018 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-12-352-031

Property Details

APN / Parcel Number

Primary APN42-20-12-352-031

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,206 sqft Building Perimeter
1st Floor Area1,206 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area9,381 sqft (0.215 acres)
Garage TypeDetached
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address708 W WHITE ST
CityCHAMPAIGN
StateIL
Zip61820-4706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 27 HARMONS, A.E., ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionHARMONS, A.E., ADD
Legal Lot Number27
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1005
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address708 W WHITE ST, CHAMPAIGN, IL 61820-4706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2018Deed of Trust, Mortgage · Commercial Mortgage
MARINE BANK SPRINGFIELD
Feb 27, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Document Number20203052
Prior Transfer DateDec 8, 2014
Prior Transfer Doc0000024174
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address708 W WHITE ST, CHAMPAIGN, IL 61820-4706
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022232
DateDec 31, 2018
Instrument2018R22232
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 27, 2020
Property Address708 W WHITE ST, CHAMPAIGN, IL 61820-4706
Document Number0000003052
Instrument DateFeb 25, 2020
Instrument3052
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address708 W WHITE ST CHAMPAIGN IL 618204706, CHAMPAIGN, IL 61820-4706

Mortgage

Document Number3053
DateFeb 27, 2020
Instrument3053
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 26, 2035
Interest
Rate3%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,290 (+33.53%) Land $21,530 Building $58,760$240,870 (+33.53%) Land $64,590 Building $176,280
2024$5,717.00 (+14.87%)
2022$4,977.00 Homeowner's exemption$60,130 Land $16,130 Building $44,000$180,390 Land $48,390 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

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