Champaign County property record for 704 W White St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,447 sqft · built 1903 |
| Lot Size | 0.177 acres (7,720 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $6,034 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-352-033 |
| Primary APN | 42-20-12-352-033 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 1,447 sqft Building Perimeter |
| 1st Floor Area | 1,447 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 7,720 sqft (0.177 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | Central |
|---|
| Street Address | 704 W WHITE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 26 HARMONS, A.E., ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | HARMONS, A.E., ADD |
| Legal Lot Number | 26 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11002 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 704 W SPRINGFIELD AVE, CHAMPAIGN, IL 61820-4723 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Jun 24, 2022 | Deed, Transfer · Line of Credit HICKORY POINT BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 202515694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 15, 2025 |
| Property Address | 704 W WHITE ST, CHAMPAIGN, IL 61820-4672 |
| Document Number | 0000015694 |
| Map Reference | DD 26 PG 310&11 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025R15694 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 W SPRINGFIELD AVE, CHAMPAIGN, IL 61820-4723 |
| Document Number | 0000015695 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025R15695 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 20, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 24, 2022 |
| Property Address | 704 W WHITE ST, CHAMPAIGN, IL 61820-4672 |
| Document Number | 0000011555 |
| Map Reference | MB 26 PG 310-11 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022R11555 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 HAMILTON DR, CHAMPAIGN, IL 61820-6811 |
| Document Number | 0000011556 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022R11556 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,640 (+12.2%) Land $15,280 Building $62,360 | $232,920 (+12.2%) Land $45,840 Building $187,080 | |
| 2024 | $6,034.00 (+12.87%) | $69,200 (+19.02%) Land $13,620 Building $55,580 | $207,600 (+19.02%) Land $40,860 Building $166,740 |
| 2022 | $5,346.00 | $58,140 Land $11,440 Building $46,700 | $174,420 Land $34,320 Building $140,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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