708 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 708 W 20th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Feb 2005)
Tax Bill	$14,964 (2025)
Deeds & Mortgages	Jun 2021 Transfer Mar 2021 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`031-051-005-000`

Property Details

APN / Parcel Number

Primary APN	`031-051-005-000`
Alternative APN	`031-051-005`

Exterior

Lot Area	15,000 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	031-051-005
Street Address	708 W 20TH ST
City	MERCED
State	CA
Zip	95340-3639
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CO
Legal Description	MERCED LOTS 1&2 BLK 126
Legal Subdivision	MERCED
Legal Block	126
Legal Lot Number	1,2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3001
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	708 W 20TH ST, MERCED, CA 95340-3639
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Intrafamily Transfer, Transfer
Mar 22, 2021	Intrafamily Transfer, Transfer
Jul 30, 2019	Deed of Trust, Mortgage RABOBANK
Jul 30, 2019	Deed of Trust, Mortgage RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Deed Document Number	200513594
Last Transfer Date	Jun 1, 2021
Transfer Doc	0000025527
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 8, 2021
Property Address	708 W 20TH ST, MERCED, CA 95340-3639
Document Number	0000025527
Map Reference	MB 2 PG 12
Instrument Date	Jun 1, 2021
Instrument	2021025527
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 W 20TH ST, MERCED, CA 95340-3639
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 22, 2021
Property Address	708 W 20TH ST, MERCED, CA 95340-3639
Document Number	0000012787
Map Reference	MB 2 PG 12
Instrument Date	Mar 16, 2021
Instrument	2021012787
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2324 ASTI CT, MERCED, CA 95340-3393
Investor	Possibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	708 W 20TH ST, MERCED, CA 95340-3639
Document Number	0000024453
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 W 20TH ST #A MERCED CA 953403639, A, MERCED, CA 95340-3639

Mortgage

Document Number	0000024453
Date	Aug 9, 2019
Instrument	24453

Lender

Name	RABOBANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	708 W 20TH ST, MERCED, CA 95340-3639
Document Number	0000003014
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 W 20TH ST #A MERCED CA 953403639, A, MERCED, CA 95340-3639

Mortgage

Document Number	0000003014
Date	Jan 27, 2020
Instrument	3014

Lender

Name	RABOBANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,390,000 (+2.96%) Land $340,000 Building $1,050,000
2025	$14,964.00 (+3.71%)	$1,350,000 (+14.89%) Land $330,000 Building $1,020,000
2024	$14,429.00 (+14.21%)
2023	$12,634.00 (-0.68%)	$1,175,000 Land $165,000 Building $1,010,000
2022	$12,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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