708 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 708 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 520 sqft · built 1962
Lot Size	0.146 acres (6,342 sqft)
Owner	2 Trust Names on Record
Last Sale	$117,500 (Feb 2015)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2015 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-133-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-133-005-000`
Alternative APN	`33580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	520 sqft Finished Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	520 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,342 sqft (0.146 acres)
Lot Dimensions	105 ft deep x 60.5 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	108 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33580
Street Address	708 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 2 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	2
Legal Lot Number	15
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1012
Census Tract	406

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	708 S STEPHEN AVE, SIOUX FALLS, SD 57103-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VOYAGE FCU
Feb 24, 2015	Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2015 · Amount on Record
Deed Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	2015503411
Deed Book / Page	560 / 798
Last Transfer Date	Jun 25, 2021
Transfer Doc	606DEED/582
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 22, 2021
Property Address	708 S STEPHEN AVE, SIOUX FALLS, SD 57103-2551
Document Number	606DEED/582
Book / Page	606 DEED / 582
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 S STEPHEN AVE, SIOUX FALLS, SD 57103-2551

Mortgage

Document Number	01929MTG56
Date	Jul 22, 2021
Instrument	1929 MTG/56

Lender

Name	VOYAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

February 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 24, 2015
Property Address	708 S STEPHEN AVE, SIOUX FALLS, SD 57103-2551
Document Number	000560/798
Book / Page	560 / 798
Instrument Date	Feb 20, 2015
Instrument	R503411
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.50
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 S STEPHEN AVE, SIOUX FALLS, SD 57103-2551

Mortgage

Document Number	001771/400
Date	Feb 24, 2015
Book Page	1771/400
Instrument	R503432

Lender

Name	US BANK NA
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,642.00	$193,500 (-6.79%) Land $23,500 Building $170,000
2024	$2,642.00 (-5.03%)	$207,600 (+12.34%) Land $23,500 Building $184,100
2022	$2,782.00	$184,800 Land $23,500 Building $161,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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