613 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 613 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 872 sqft · built 1960
Lot Size	0.162 acres (7,039 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2024)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-128-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-128-018-000`
Alternative APN	`33613`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	872 sqft Finished Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Finished Basement	425 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,039 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33613
Street Address	613 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 4 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	4
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1006
Census Tract	406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Mar 1, 2011	Deed of Trust, Mortgage CU MORTGAGE DIRECT LLC
Jun 18, 2014	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Book / Page	624-D / 557
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	0624000557
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	613 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S WALTS AVE, SIOUX FALLS, SD 57104-3544

Mortgage

Document Number	0001981/92
Date	Mar 4, 2024
Book Page	1981/92

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	613 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001675/203
Date	Mar 1, 2011
Book Page	1675/203

Lender

Name	CU MORTGAGE DIRECT LLC
Address	5010 S SOLBERG AVE, SIOUX FALLS, SD 57108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2041

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 18, 2014
Property Address	613 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Document Number	000556/457
Book / Page	556 / 457
Instrument Date	Jun 16, 2014
Instrument	411940
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	DATAQUICK TITLE, DATAQUICK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548

Mortgage

Document Number	001758/320
Date	Jun 18, 2014
Book Page	1758/320
Instrument	411946

Lender

Name	WELLS FARGO BANK NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,536 (+2.45%) Land $25,615 Building $159,921	$185,536 Land $25,615 Building $159,921
2025	$2,485.00	$181,100 (+3.37%) Land $25,900 Building $155,200
2024	$2,485.00 (+66.44%)	$175,200 (+84.23%) Land $25,900 Building $149,300
2022	$1,493.00	$95,100 Land $25,900 Building $69,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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