708 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 708 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,676 sqft · built 1915
Lot Size	0.264 acres (11,480 sqft)
Owner	Individual Name on File
Tax Bill	$986 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77035-004-8568`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77035-004-8568`
Alternative APN	`000856800`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	948 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,480 sqft (0.264 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	N28' LOT 8 ALL 9 & S6' 10 BLK 4 FOWLERS 1ST ADD SUTTON CITY
Legal Subdivision	FOWLERS 1ST ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4067
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77035-004-8568

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	708 S SAUNDERS AVE, SUTTON, NE 68979-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	708 S SAUNDERS AVE, SUTTON, NE 68979-2044
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	ADAMS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259/76
Date	Apr 13, 2020
Book Page	259/76
Instrument	2020-00356

Lender

Name	NEBRASKALAND NATIONAL BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 08, 2035

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,670 (+14.36%) Land $10,890 Building $66,780	$77,670 (+14.36%) Land $10,890 Building $66,780
2025	$986.00 (-11.01%)	$67,915 (+14.53%) Land $5,445 Building $62,470	$67,915 (+14.53%) Land $5,445 Building $62,470
2023	$1,108.00	$59,300 Land $5,445 Building $53,855	$59,300 Land $5,445 Building $53,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telephone Membership Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Zito West Holding Cable	100 / 25

May also be available: T-Mobile USA.

Based on FCC filings for 44 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUTTON serves 1,447 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.