701 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 701 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,396 sqft · built 1960
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Oct 2023)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77065-002-8675`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77065-002-8675`
Alternative APN	`000867500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,253 sqft
Finished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	701 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 & N36' LOT 2 BLK 2 FOWLERS 2ND ADD SUTTON CITY
Legal Subdivision	FOWLERS 2ND ADD
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4068
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 13, SUTTON, NE 68979-0013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CS BANK
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Sep 25, 2009
Deed Document Number	2023925
Deed Book / Page	136 / 285
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Oct 3, 2023
Property Address	701 S SAUNDERS AVE, SUTTON, NE 68979-2045
Document Number	000136/285
Book / Page	136 / 285
Instrument Date	Sep 24, 2023
Instrument	2023-00925
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CONSUMER FIRST TITLE LLC, CONSUMER T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202300926
Date	Oct 3, 2023
Instrument	2023-00926

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	701 S SAUNDERS AVE, SUTTON, NE 68979-2045
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000254/021
Date	Sep 14, 2018
Book Page	254/021
Instrument	2018-00834

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,720 (+9.15%) Land $11,055 Building $238,665	$249,720 (+9.15%) Land $11,055 Building $238,665
2025	$3,324.00 (-10.16%)	$228,795 (+15.55%) Land $5,530 Building $223,265	$228,795 (+15.55%) Land $5,530 Building $223,265
2023	$3,700.00 (+6.66%)	$198,000 (+5.39%) Land $5,530 Building $192,470	$198,000 (+5.39%) Land $5,530 Building $192,470
2022	$3,469.00	$187,870 Land $3,590 Building $184,280	$187,870 Land $3,590 Building $184,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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