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708 S Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 708 S Library St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage1,376 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2021)
Tax Bill$4,605.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-452-022-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,376 sqft Living Area
1st Floor1,376 sqft 1st Floor
Basement Area400 sqft Basement
Unfinished Basement400 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area9,583 sqft (0.22 acres)
DrivewayDriveway Concrete
Driveway Area702 sqft Driveway
Garage Area352 sqft Garage
Patio Area168 sqft Patio
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address708 S LIBRARY ST
CityWATERLOO
StateIL
Zip62298-1439
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 HISTORIC ESTATES 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionHISTORIC ESTATES
Legal Lot Number22
JurisdictionMONROE IL
Minor Civil Division18
Census Blockgroup4
Census Block4043
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-452-022-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 S LIBRARY ST, WATERLOO, IL 62298-1439
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO
Aug 21, 2020Deed of Trust, Mortgage · Line of Credit
MIDWEST BANKCENTRE
Jul 09, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2021 · Amount on Record
Deed SaleJul 07, 2021 · Amount on Record
Deed Doc Number2021418329
Prior Transfer DateJul 01, 2020
Prior Transfer Doc0000409285
Record RefreshedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 07, 2021
Property Address708 S LIBRARY ST, WATERLOO, IL 62298-1439
Document Number0000418329
Instrument DateJul 06, 2021
Instrument418329
Transaction TypeTransfer
Record UpdatedAug 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address708 S LIBRARY ST, WATERLOO, IL 62298-1439

Mortgage

Document Number0000418330
DateJul 07, 2021
Instrument418330
Lender
NameDELMAR FINANCIAL CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address708 S LIBRARY ST, WATERLOO, IL 62298-1439
Document Number0000410512
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address708 S LIBRARY ST WATERLOO IL 622981439, WATERLOO, IL 62298-1439

Mortgage

Document Number0000410512
DateAug 27, 2020
Instrument410512
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 26, 2040
Interest
Rate TypeAdjustable Rate

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 09, 2020
Property Address708 S LIBRARY ST, WATERLOO, IL 62298-1439
Document Number0000409285
Instrument DateJul 01, 2020
Instrument409285
Transaction TypeTransfer
Record UpdatedAug 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address708 S LIBRARY ST WATERLOO IL 622981439, WATERLOO, IL 62298-1439

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$85,940 (+37.97%) Land $16,390 Building $69,550$257,820 (+37.97%) Land $49,170 Building $208,650
2024$4,605.00
2022Additional exemption filed$62,290 Land $15,140 Building $47,150$186,870 Land $45,420 Building $141,450

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