707 S Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 707 S Library St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,332 sqft · built 1972
Lot Size	0.25 acres (10,728 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Apr 2026)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-25-450-012-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-450-012-000`
Alternative APN	`07251940201200 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,728 sqft (0.25 acres)
Garage Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	1,020 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	707 S LIBRARY ST
City	WATERLOO
State	IL
Zip	62298-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	S 54 FT LOT 21 & N 34 FT LOT 22 LELAND TERRACE 1 0108178
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LELAND TERRACE
Legal Lot Number	21-22
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4011
Census Tract	600501

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 MOBILE ST, WATERLOO, IL 62298-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	2026441965
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	0000439687
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 6, 2026
Property Address	707 S LIBRARY ST, WATERLOO, IL 62298-1440
Document Number	0000441965
Instrument Date	Apr 2, 2026
Instrument	2026441965
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$40,753.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MOBILE ST, WATERLOO, IL 62298-1423

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 17, 2025
Property Address	707 S LIBRARY ST, WATERLOO, IL 62298-1440
Document Number	0000439687
Map Reference	MB C PG 91
Instrument Date	Oct 9, 2025
Instrument	439687
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 PAUL DR, WATERLOO, IL 62298-1469

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 Homeowner's exemption Senior Citizen's exemption	$69,830 (+7.41%) Land $16,540 Building $53,290	$209,490 (+7.41%) Land $49,620 Building $159,870
2024	$2,102.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$65,013 (+8.45%) Land $16,211 Building $48,802	$195,039 (+8.45%) Land $48,633 Building $146,406
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$59,950 Land $15,240 Building $44,710	$179,850 Land $45,720 Building $134,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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