708 Ridgeside Dr, Apt K, Ballwin, MO 63021 Property Records

St. Louis County property record for 708 Ridgeside Dr, Apt K, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 892 sqft · built 1985
Lot Size	0.021 acres (893 sqft)
Owner	Individual Name on File
Last Sale	$103,400 (Feb 2020)
Tax Bill	$1,538 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-64-0682`

Property Details

APN / Parcel Number

Primary APN	`25R-64-0682`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	13 Units
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	893 sqft (0.021 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Balcony Area	24 sqft
Utility Building	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 RIDGESIDE DR, K
City	BALLWIN
State	MO
Zip	63021-7740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS PHASE 2 BLDG 2 UNIT K 0.2380% IN COMMON ELEMENTS 3 21 86 (9283-354)
Legal Subdivision	TREETOP CONDOMINIUMS PHASE 2
Legal Phase	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records · APN 25R-64-0682

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	708 RIDGESIDE DR, K, BALLWIN, MO 63021-7740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Mar 04, 2014
Deed Document Number	2020105
Deed Book / Page	23932 / 371
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0195871179
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 20, 2020
Property Address	708 RIDGESIDE DR APT K, K, BALLWIN, MO 63021-7740
Document Number	0239320371
Book / Page	23932 / 371
Map Reference	MB 243 PG 65
Instrument Date	Feb 14, 2020
Instrument	2020022000105
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 FICK FARM RD, 242, CHESTERFIELD, MO 63005-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RIDGESIDE DR APT K, K, BALLWIN, MO 63021-7740

Mortgage

Document Number	2020022000106
Date	Feb 20, 2020
Instrument	2020022000106

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,210 (+15.2%) Land $7,450 Building $19,760	$143,200 (+15.21%) Land $39,200 Building $104,000
2024	$1,538.00 (-0.9%)
2023	$1,552.00 (+14.37%)	$23,620 (+23.66%) Land $4,240 Building $19,380	$124,300 (+23.68%) Land $22,300 Building $102,000
2022	$1,357.00	$19,100 Land $7,450 Building $11,650
2021			$100,500 Land $39,200 Building $61,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179422, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.