708 Ridgeside Dr, Apt J, Ballwin, MO 63021 Property Records

St. Louis County property record for 708 Ridgeside Dr, Apt J, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 892 sqft · built 1985
Lot Size	0.021 acres (893 sqft)
Owner	Company Name on Record
Last Sale	$123,000 (Sep 2021)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-63-1196`

Property Details

APN / Parcel Number

Primary APN	`25R-63-1196`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	13 Units
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	893 sqft (0.021 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Balcony Area	24 sqft
Utility Building	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 RIDGESIDE DR, J
City	BALLWIN
State	MO
Zip	63021-7740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS PHASE 2 BLDG 2 UNIT J 0.2380% IN COMMON ELEMENTS (9283-354) 25R630 571 3 21 86
Legal Subdivision	TREETOP CONDOMINIUMS PHASE 2
Legal Phase	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	708 RIDGESIDE DR, J, BALLWIN, MO 63021-7740
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 1, 2018	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2021149
Deed Book / Page	25130 / 1250
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	0211540901
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 27, 2021
Property Address	708 RIDGESIDE DR APT J, J, BALLWIN, MO 63021-7740
Document Number	0251301250
Book / Page	25130 / 1250
Map Reference	MB 243 PG 65&66
Instrument Date	Sep 15, 2021
Instrument	2021092700149
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 WALDENS MEADOW CT, 1603, BALLWIN, MO 63011-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RIDGESIDE DR APT J, J, BALLWIN, MO 63021-7740

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	708 RIDGESIDE DR APT J, J, BALLWIN, MO 63021-7740
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240341431
Date	May 6, 2020
Book Page	24034/1431
Instrument	2020050600202

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 1, 2018
Property Address	708 RIDGESIDE DR APT J, J, BALLWIN, MO 63021-7740
Document Number	0229202063
Book / Page	022920 / 002063
Instrument Date	Feb 27, 2018
Instrument	407
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 RIDGESIDE DR #J BALLWIN MO 630217740, J, BALLWIN, MO 63021-7740

Mortgage

Document Number	229202066
Date	Mar 1, 2018
Book Page	022920/002066
Instrument	408

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,210 (-) Land $7,450 Building $19,760	$143,200 (-) Land $39,200 Building $104,000
2025	$1,673.00 (+8.78%)	$27,210 (+15.2%) Land $7,450 Building $19,760	$143,200 (+15.21%) Land $39,200 Building $104,000
2024	$1,538.00 (-0.9%)
2023	$1,552.00 (+14.37%)	$23,620 (+23.66%) Land $4,240 Building $19,380	$124,300 (+23.68%) Land $22,300 Building $102,000
2022	$1,357.00	$19,100 Land $7,450 Building $11,650
2021			$100,500 Land $39,200 Building $61,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Ridgeside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures