708 Park St, Lerna, IL 62440 Property Records

Coles County property record for 708 Park St, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 1887
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,500 (Jan 2024)
Tax Bill	$648 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-02166-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-02166-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	934 sqft Base Area
1st Floor Area	934 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	708 PARK ST
City	LERNA
State	IL
Zip	62440-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFRIES 3RD ADD TO THE VILLAGE OF LERNA BLK 4 LOTS 3 & 4 SEC 10 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	10
Legal Subdivision	JEFFRIES 3RD ADD
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5095
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 15, LERNA, IL 62440-0015
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Quit Claim Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK
Aug 12, 2019	Executor's Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2024810398
Prior Transfer Date	Jan 12, 2024
Prior Transfer Doc	0000810398
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jan 19, 2024
Property Address	708 PARK ST, LERNA, IL 62440
Document Number	202400810398
Instrument Date	Jan 12, 2024
Instrument	202400810398
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15, LERNA, IL 62440-0015

Mortgage

Document Number	202400810399
Date	Jan 19, 2024
Instrument	202400810399

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.16%

August 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLES IL
Recording Date	Aug 12, 2019
Property Address	708 PARK ST, LERNA, IL 62440
Document Number	201900783288
Instrument Date	Aug 6, 2019
Instrument	201900783288
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15, LERNA, IL 62440-0015

Mortgage

Document Number	201900783289
Date	Aug 12, 2019
Instrument	201900783289

Lender

Name	WASHINGTON SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.14%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (-13.25%)	$10,307 (+11.29%) Land $1,558 Building $8,749	$30,921 (+11.29%) Land $4,674 Building $26,247
2023		$9,261 (-6.77%) Land $1,400 Building $7,861	$27,783 (-6.77%) Land $4,200 Building $23,583
2022		$9,934 Land $2,928 Building $7,006	$29,802 Land $8,784 Building $21,018
2020	$747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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