Coles County property record for 402 Park St, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,244 sqft · built 1940 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Nov 2020) |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-02136-000 |
| Primary APN | 11-0-02136-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,244 sqft Base Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Cooling System | Central |
|---|
| Street Address | 402 PARK ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JEFFRIES 3RD ADD TO THE VILLAGE OF LERNA BLK 2 LOTS 1, 2 & 3 SEC 10 T11N R08E |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 10 |
| Legal Subdivision | JEFFRIES 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 200 |
402 Park St is owned and occupied by an individual who bought it in November 2020.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 PARK ST, LERNA, IL 62440-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Deed Document Number | 2020791581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Nov 30, 2020 |
| Property Address | 402 PARK ST, LERNA, IL 62440 |
| Document Number | 202000791581 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 202000791581 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 PARK ST, LERNA, IL 62440 |
| Document Number | 202000791582 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 202000791582 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 402 Park St was $1,795.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Municipality | Lerna Village |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 | $28,558 Land $2,337 Building $26,221 | $85,674 Land $7,011 Building $78,663 |
| 2023 | $25,659 Land $2,100 Building $23,559 | $76,977 Land $6,300 Building $70,677 | |
| 2020 | $1,187.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Park St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 402 Park St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Fidium Fiber DSL | 500 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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