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708 N 3rd St, Troy, MT 59935 Property Records

Lincoln County property record for 708 N 3rd St, Troy, MT 59935

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,152 sqft · built 1920
Lot Size0.402 acres (17,511 sqft)
OwnerIndividual Name on File
Last Sale$385,700 (May 2023)
Tax Bill$1,581 (2025)
Deeds & MortgagesMay 2023 Mortgage
Oct 2021 Mortgage
+ 1 more
APNR564221

Property Details

APN / Parcel Number

Primary APNR564221
Alternative APNs
  • 56-4280-12-2-02-11-0000
  • 0000003754

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area1,307 sqft
AtticAttic
Attic Area845 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,511 sqft (0.402 acres)
Garage TypeDetached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000003754
Street Address708 N 3RD ST
CityTROY
StateMT
Zip59935-8756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST TROY 1ST ADDN, S12, T31 N, R34 W, BLOCK 2, LOT 3 - 4
Legal Range34W
Legal Township31N
Legal Section12
Legal SubdivisionWEST TROY 1ST ADDN
Legal Block2
Legal Lot Number3,4
JurisdictionLINCOLN MT
Township / Civil DivisionTROY
Census Block Group1
Census Block1035
Census Tract500

Owner

Source: Lincoln County records · APN R564221

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 N 3RD ST, TROY, MT 59935-8756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 07, 2021Warranty Deed, Transfer · Conventional Mortgage
GLACIER BANK
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST MONTANA BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Prior SaleOct 07, 2021 · Amount on Record
Deed Document Number2023305934
Deed Book / Page401 / 656
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateMay 25, 2023
Property Address708 N 3RD ST, TROY, MT 59935
Document Number000401/655
Book / Page401 / 655
Instrument DateMay 25, 2023
Instrument305934
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyNOT AVAILABLE, FLYING S T&E LIBBY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 N 3RD ST, TROY, MT 59935

Mortgage

Document Number0000305935
DateMay 25, 2023
Instrument305935
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateOct 07, 2021
Property Address708 N 3RD ST, TROY, MT 59935
Document Number392/873
Book / Page392 / 873
Instrument DateOct 05, 2021
Instrument296502
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyFIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address708 N 3RD ST, TROY, MT 59935

Mortgage

Document Number296503
DateOct 07, 2021
Instrument296503
Lender
NameGLACIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateDec 07, 2020
Property Address708 N 3RD ST, TROY, MT 59935
Document Number386/483
Book / Page386 / 483
Instrument DateNov 24, 2020
Instrument289766
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address708 N 3RD ST, TROY, MT 59935

Mortgage

Document Number289767
DateDec 07, 2020
Instrument289767
Lender
NameFIRST MONTANA BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term73 Months
DueJan 01, 2027

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityTroy City
Elementary School DistrictTroy Elementary School District (PK - 08)
Secondary School DistrictTroy High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,581.00 (-38.29%)$340,300 (+43.4%)$340,300 (+43.4%) Land $72,125 Building $268,175
2023$2,562.00$237,300$237,300 Land $22,375 Building $214,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530005001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1997)
Most Recent ClaimMay 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber		6,000 / 6,000
CommunityTel
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 45 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MT0000348, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TROY
serves 2,100 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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