626 N 3rd St, Troy, MT 59935 Property Records

Lincoln County property record for 626 N 3rd St, Troy, MT 59935

Property Summary

Property Type	Duplex
Details	1,921 sqft · built 2022
Lot Size	0.179 acres (7,797 sqft)
Owner	Company Name on Record
Tax Bill	$2,437 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale + 1 more
APN	`R564121`

Property Details

APN / Parcel Number

Primary APN	`R564121`
Alternative APNs	`56-4280-12-2-01-05-0000` `0000003653`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,921 sqft Total Area
1st Floor Area	1,921 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003653
Street Address	185 E RIVERSIDE AVE, 187
City	TROY
State	MT
Zip	59935
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ENGLISH AMEND (WEST TROY), S12, T31 N, R34 W, BLOCK 001, LOTS 1-3 BLK 1
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	ENGLISH AMEND (WEST TROY)
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1035
Census Tract	500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	120 CABINET VIEW COUNTRY CLUB RD, LIBBY, MT 59923-8465
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jan 21, 2021	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 11, 2019	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021
Deed Sale	Jan 21, 2021
Prior Sale	Jul 11, 2019
Deed Document Number	2021290656
Deed Book / Page	387 / 329
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	626 N 3RD ST, TROY, MT 59935-8705
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CABINET VIEW COUNTRY CLUB RD, LIBBY, MT 59923-8465

Mortgage

Document Number	000388/684
Date	Mar 26, 2021
Book Page	388/684
Instrument	292068

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jan 21, 2021
Property Address	626 N 3RD ST, TROY, MT 59935-8705
Document Number	000387/329
Book / Page	387 / 329
Instrument Date	Jan 20, 2021
Instrument	290656
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CABINET HEIGHTS RD, LIBBY, MT 59923-8420

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 11, 2019
Property Address	626 N 3RD ST, TROY, MT 59935-8705
Document Number	000377/822
Book / Page	377 / 822
Instrument Date	Apr 17, 2014
Instrument	280448
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 821, TROY, MT 59935-0821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, TROY, MT 59935-0156

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,437.00 (+55.92%)	$336,600 (-)
2025	$1,563.00 (-35.68%)	$336,600 (+49.6%)	$336,600 (+49.6%) Land $54,780 Building $281,820
2023	$2,430.00	$225,000	$225,000 Land $37,180 Building $187,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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