708 Miles Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 708 Miles Ln, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 884 sqft · built 1970
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Apr 2024)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-48-05H-078`

Property Details

APN / Parcel Number

Primary APN	`41-48-05H-078`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,509 sqft (0.379 acres)
View / Lot	Cul-de-sac
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 MILES LN
City	CINCINNATI
State	OH
Zip	45245-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 78
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	78
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

Source: Clermont County records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	708 MILES LN, CINCINNATI, OH 45245-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 29, 2024	Limited Warranty Deed, Transfer
Nov 13, 2018	Grant Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	20246171
Deed Book / Page	2965 / 415
Prior Transfer Date	May 13, 2015
Prior Transfer Doc	0000010264
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	708 MILES LN, CINCINNATI, OH 45245-2417
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006173
Date	Apr 11, 2024
Book Page	2965/444
Instrument	202400006173

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 11, 2024
Property Address	708 MILES LN, CINCINNATI, OH 45245-2417
Document Number	0000006171
Book / Page	2965 / 415
Map Reference	MB N PG 3334 AND 35
Instrument Date	Apr 3, 2024
Instrument	202400006171
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MILES LN, CINCINNATI, OH 45245-2417

Mortgage

Document Number	0000006172
Date	Apr 11, 2024
Book Page	2965/418
Instrument	202400006172

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	800 WEST LARCHMONT AVE #201 201, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

February 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 29, 2024
Property Address	708 MILES LN, CINCINNATI, OH 45245-2417
Document Number	0000003563
Book / Page	2962 / 3179
Map Reference	MB N PGS 33
Instrument Date	Sep 25, 2023
Instrument	202400003563
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 E LAKE LN, CINCINNATI, OH 45244-1365

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 13, 2018
Property Address	708 MILES LN, CINCINNATI, OH 45245-2417
Document Number	0000025745
Book / Page	002796 / 002850
Instrument Date	Nov 1, 2018
Instrument	25745
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MILES LN CINCINNATI OH 452452417, CINCINNATI, OH 45245-2417
Investor	Possibly a Property Investor

Mortgage

Document Number	25747
Date	Nov 13, 2018
Book Page	002796/002867
Instrument	25747

Lender

Name	KEYBANK USA
Type	Bank
Address	11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 12, 2025

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (-49.41%)	$62,620 (-) Land $11,130 Building $51,490
2024			$178,900 (-) Land $31,800 Building $147,100
2023	$6,228.00 (+121.56%)	$62,620 (+32.73%) Land $11,130 Building $51,490	$178,900 (+32.72%) Land $31,800 Building $147,100
2022	$2,811.00	$47,180 Land $8,400 Building $38,780
2020			$134,800 Land $24,000 Building $110,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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