701 Miles Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 701 Miles Ln, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,100 sqft · built 1970
Lot Size	0.469 acres (20,430 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2020)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-48-05H-092`

Property Details

APN / Parcel Number

Primary APN	`41-48-05H-092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	462 sqft
Basement Area	594 sqft
Finished Basement	528 sqft
Unfinished Basement	66 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,430 sqft (0.469 acres)
View / Lot	Cul-de-sac
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	701 MILES LN
City	CINCINNATI
State	OH
Zip	45245-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 92
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	92
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

701 Miles Ln is owned and occupied by an individual who bought it in October 2020.

Source: Clermont County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	701 MILES LN, CINCINNATI, OH 45245-2416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 26, 2020	Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Mar 18, 2002 · Amount on File
Deed Document Number	202029910
Deed Book / Page	2856 / 4545
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	701 MILES LN, CINCINNATI, OH 45245-2416
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MILES LN, CINCINNATI, OH 45245-2416

Mortgage

Document Number	0000019103
Date	Sep 16, 2025
Book Page	3002/5912
Instrument	202500019103

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 24, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 26, 2020
Property Address	701 MILES LN, CINCINNATI, OH 45245-2416
Document Number	0000029910
Book / Page	2856 / 4545
Map Reference	MB N PG 33-35
Instrument Date	Oct 2, 2020
Instrument	202000029910
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	701 MILES LN, CINCINNATI, OH 45245-2416

Mortgage

Document Number	0000029911
Date	Oct 26, 2020
Instrument	202000029911

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 701 Miles Ln was $3,001 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00	$59,640 Land $11,130 Building $48,510
2024			$170,400 (-) Land $31,800 Building $138,600
2023	$5,931.00 (+126.72%) Homeowner's exemption	$59,640 (+32.8%) Land $11,130 Building $48,510	$170,400 Land $31,800 Building $138,600
2022	$2,616.00 Homeowner's exemption	$44,910 Land $8,400 Building $36,510
2020			$128,300 Land $24,000 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 Miles Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Miles Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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