708 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 708 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,064 sqft · built 1979
Lot Size0.019 acres (817 sqft)
OwnerIndividual Name on Record
Last Sale$94,000 (Jun 2001)
Tax Bill$2,356 (2023)
Deeds & MortgagesApr 2026 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-402-060

Property Details

APN / Parcel Number

Primary APN06-07-402-060
Alternative APN
  • 06-07-402-060-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area817 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address708 KENNETH CIR
CityELGIN
StateIL
Zip60120-5153
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE
Legal Lot Number4
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address708 KENNETH CIR, ELGIN, IL 60120-5153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2001 · Amount on Record
Deed SaleJun 20, 2001 · Amount on Record
Prior SaleSep 25, 1997 · Amount on Record
Deed Document Number200138821
Last Transfer DateMar 29, 2007
Transfer Doc0000054105
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateApr 15, 2026
Property Address708 KENNETH CIR, ELGIN, IL 60120-5153
Document Number0000025134
Instrument DateApr 2, 2026
Instrument202625134
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 KENNETH CIR, ELGIN, IL 60120-5153

Mortgage

Document Number0000025134,
DateApr 15, 2026
Instrument202625134
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate7.92%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address708 KENNETH CIR, ELGIN, IL 60120-5153
Document Number2032521360
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address708 KENNETH CIR ELGIN IL 601205153, ELGIN, IL 60120-5153

Mortgage

Document Number2032521360
DateNov 20, 2020
Instrument32521360
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 (+21.74%) Land $572 Building $13,428$140,000 (+21.74%) Land $5,720 Building $134,280
2023$2,356.00 (+4.25%)
2022$2,260.00 Homeowner's exemption$11,500 Land $1,500 Building $10,000$115,000 Land $15,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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