707 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 707 Kenneth Cir, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	1 bd · 1 ba · 1,064 sqft · built 1979
Lot Size	0.019 acres (845 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2021)
Tax Bill	$3,310 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-402-059`

Property Details

APN / Parcel Number

Primary APN	`06-07-402-059`
Alternative APN	`06-07-402-059-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	845 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	707 KENNETH CIR
City	ELGIN
State	IL
Zip	60120-5153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	KENNINGTON SQUARE
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4014
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-402-059

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 KENNETH CIR, ELGIN, IL 60120-5153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	20218227
Prior Transfer Date	Jul 19, 2000
Prior Transfer Doc	0000000731
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 21, 2021
Property Address	707 KENNETH CIR, ELGIN, IL 60120-5153
Document Number	0026408227
Map Reference	DOC 25442190
Instrument Date	Sep 13, 2021
Instrument	2126408227
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 KENNETH CIR, ELGIN, IL 60120-5153

Mortgage

Document Number	0026408228
Date	Sep 21, 2021
Instrument	2126408228

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	0026408229
Date	Sep 21, 2021
Instrument	2126408229

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,001 (+21.76%) Land $592 Building $13,409	$140,010 (+21.76%) Land $5,920 Building $134,090
2023	$3,310.00 (+2.92%)
2022	$3,216.00 Homeowner's exemption	$11,499 Land $1,499 Building $10,000	$114,990 Land $14,990 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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