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708 E Jefferson St, Philo, IL 61864 Property Records

Champaign County property record for 708 E Jefferson St, Philo, IL 61864 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.566 acres (24,660 sqft)
Owner2 Individual Names on File
Last Sale$670,500 (Oct 2023)
Tax Bill$12,491 (2024)
Deeds & MortgagesJul 2023 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-27-23-275-004

Property Details

APN / Parcel Number

Primary APN19-27-23-275-004

Exterior

Lot Area24,660 sqft (0.566 acres)

Location & Zoning

Street Address708 E JEFFERSON ST
CityPHILO
StateIL
Zip61864-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 WILLOW RUN ADD NO 3
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionWILLOW RUN ADD NO 3
Legal Lot Number45
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group2
Census Block2030
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-275-004

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 E JEFFERSON ST, PHILO, IL 61864-9716
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage
PHILO EXCHANGE BANK
Oct 19, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY OF ILLINOIS COMMUNITY CU
Apr 27, 2023Warranty Deed, Transfer · Commercial Mortgage
PHILO EXCHANGE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleApr 27, 2023 · Amount on Record
Deed Document Number202315033
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address708 E JEFFERSON ST, PHILO, IL 61864-9716
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010129
DateJul 21, 2023
Instrument2023R10129
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
AmountAmount Recorded
Term6 Months
DueJan 28, 2024
Interest
Rate7.95%
Change FrequencyMonthly

October 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 19, 2023
Property Address708 E JEFFERSON ST, PHILO, IL 61864-9716
Document Number0000015033
Map ReferenceDOC 2016R18949
Instrument DateOct 17, 2023
Instrument2023R15033
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address708 E JEFFERSON ST, PHILO, IL 61864-9716

Mortgage

Document Number0000015034
DateOct 19, 2023
Instrument2023R15034
Lender
NameUNIVERSITY OF ILLINOIS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2028
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexSOFR Average 30-Day
Margin3
Max Rate10.3%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 27, 2023
Property Address708 E JEFFERSON ST, PHILO, IL 61864-9716
Document Number0000005149
Map ReferenceDOC 2016R18949
Instrument DateApr 12, 2023
Instrument2023R05149
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyACT

Transaction

AmountAmount Recorded
Tax$74.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 COUNTY ROAD 2125 E, SIDNEY, IL 61877-9752

Mortgage

Document Number0000005249
DateApr 28, 2023
Instrument2023R05249
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term9 Months
DueJan 28, 2024
Interest
Rate7.95%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$227,500 (+8.8%) Land $26,810 Building $200,690$682,500 (+8.8%) Land $80,430 Building $602,070
2024$12,491.00 (+18,002.9%)$209,100 (+22,628.26%) Land $24,640 Building $184,460$627,300 (+22,628.26%) Land $73,920 Building $553,380
2023$69.00 (+2.99%)
2022$67.00$920 Land $920$2,760 Land $2,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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