705 E Jefferson St, Philo, IL 61864 Property Records

Champaign County property record for 705 E Jefferson St, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size27,921 sqft (0.641 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2018)
Tax Bill$7,859.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-27-23-277-007

Exterior

Lot Area27,921 sqft (0.641 acres)

Location & Zoning

Street Address705 E JEFFERSON ST
CityPHILO
StateIL
Zip61864-9718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 40 WILLOW RUN ADD NO 3
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionWILLOW RUN ADD NO 3
Legal Lot Number40
JurisdictionCHAMPAIGN IL
Minor Civil DivisionPHILO
Census Blockgroup2
Census Block2030
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-277-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 E JEFFERSON ST, PHILO, IL 61864-9718
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Deed of Trust, Mortgage
BANKCHAMPAIGN
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
MARINE BANK SPRINGFIELD
Dec 05, 2017Warranty Deed, Transfer · Line of Credit
PHILO EXCHANGE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleDec 05, 2017 · Amount on Record
Deed Doc Number201813131
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address705 E JEFFERSON ST, PHILO, IL 61864-9718
Document Number0000013394
Instrument DateJul 09, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address705 E JEFFERSON ST PHILO IL 618649718, PHILO, IL 61864-9718

Mortgage

Document Number0000013394
DateJul 15, 2020
Instrument13394
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount Recorded
Term360 Months
DueJul 14, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 31, 2018
Property Address705 E JEFFERSON ST, PHILO, IL 61864-9718
Document Number0000013131
Map ReferenceDOC2016 R18949
Instrument DateJul 24, 2018
Instrument2018R13131
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address705 E JEFFERSON, PHILO, IL 61864-9718

Mortgage

Document Number0000013132
DateJul 31, 2018
Instrument2018R13132
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 05, 2017
Property Address705 E JEFFERSON ST, PHILO, IL 61864-9718
Document Number0000022725
Map ReferenceDOC2016 R18949
Instrument DateNov 30, 2017
Instrument2017R22725
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$79.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 COUNTY ROAD 2125 E, SIDNEY, IL 61877-9752

Mortgage

Document Number0000022726
DateDec 05, 2017
Instrument2017R22726
Lender
NamePHILO EXCHANGE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term8 Months
DueAug 22, 2018
Interest
Rate5.2%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$143,070 (+25.03%) Land $19,410 Building $123,660$429,210 (+25.03%) Land $58,230 Building $370,980
2024$7,859.00 (+7.98%)
2022$7,278.00$114,430 Land $15,520 Building $98,910$343,290 Land $46,560 Building $296,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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