702 E Ash St, Watseka, IL 60970 Property Records

Iroquois County property record for 702 E Ash St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.256 acres (11,186 sqft)
Owner2 Individual Names on File
Last Sale$118,000 (Jun 2018)
Tax Bill$3,810 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN19 33 331 012

Property Details

APN / Parcel Number

Primary APN19 33 331 012

Exterior

Lot Area11,186 sqft (0.256 acres)

Location & Zoning

Street Address702 E ASH ST
CityWATSEKA
StateIL
Zip60970-1469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLCI SD 3RD ADD LT 2
Legal SubdivisionLCI SD 3RD ADD
Legal Lot Number2
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group1
Census Block1014
Census Tract950400

Owner

Source: Iroquois County assessment roll, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 E ASH ST, WATSEKA, IL 60970-1469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FIRST AND FARMERS BANK
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Jun 20, 2018Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Deed Document Number20181877
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address702 E ASH ST, WATSEKA, IL 60970-1469
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00022R4035
DateNov 14, 2022
Instrument22R4035
Lender
NameTHE FIRST AND FARMERS BANK
TypeBank
AddressWATSEKA, IL 60970
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueNov 1, 2027
Interest
Rate TypeFixed Rate
Rate6%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address702 E ASH ST, WATSEKA, IL 60970-1469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20R4125
DateDec 14, 2020
Instrument20R4125
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateJun 20, 2018
Property Address702 E ASH ST, WATSEKA, IL 60970-1469
Document Number18R1877
Map ReferenceMB N PG 19
Instrument DateJun 19, 2018
Instrument18R1877
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanySTANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 N BOUGHTON ST, 411, WATSEKA, IL 60970-1405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address702 E ASH ST, WATSEKA, IL 60970-1469

Mortgage

Document Number18R1878
DateJun 20, 2018
Instrument18R1878
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048
Interest
Rate5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,810.00 (+61.85%)$48,350 (+42%) Land $8,120 Building $40,230$145,050 (+42%) Land $24,360 Building $120,690
2022$2,354.00 Homeowner's exemption Senior Citizen's exemption$34,050 Land $5,720 Building $28,330$102,150 Land $17,160 Building $84,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims237 (1979–2018)
Claims Outside the SFHA4 of 237
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company.

Nearby Properties on E Ash St

Nearby Streets

Search Property Records by Address or Parcel Number