708 E 7th St, El Dorado, AR 71730 Property Records

Union County property record for 708 E 7th St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,654 sqft · built 1986
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Dec 2020)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02760-00025-0000`

Property Details

APN / Parcel Number

Primary APN	`02760-00025-0000`
Alternative APN	`31564`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	2,654 sqft
Utility Area	40 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	638 sqft
Carport	Carport
Carport Area	638 sqft
Driveway	Concrete Driveway
Driveway Area	1,060 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	708 E 7TH ST
City	EL DORADO
State	AR
Zip	71730-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKINNEY S-D #937498 #989026 #02-6981 #02-10626 #03- 1266 #05-6160 #20R008168 #20R008169 #21R001397 34
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	MCKINNEY S-D
Legal Block	3
Legal Lot Number	8,9
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	4
Census Block	4016
Census Tract	950600

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 E 7TH ST, EL DORADO, AR 71730-4019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Mar 5, 2021	Intrafamily Transfer, Transfer FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	20208169
Last Transfer Date	Feb 26, 2021
Transfer Doc	2021R001397
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	708 E 7TH ST, EL DORADO, AR 71730-4019
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R008170
Date	Dec 14, 2020
Instrument	2020R008170

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION AR
Recording Date	Mar 5, 2021
Property Address	708 E 7TH ST, EL DORADO, AR 71730-4019
Document Number	2021R001397
Instrument Date	Feb 26, 2021
Instrument	2021R001397
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 E 7TH ST, 708, EL DORADO, AR 71730-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 E 7TH ST, EL DORADO, AR 71730-4019

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,360 (-) Land $4,000 Building $34,360	$191,800 (-) Land $20,000 Building $171,800
2025	$1,308.00 (-0.68%) Homeowner's exemption	$38,360 (-) Land $4,000 Building $34,360
2024			$191,800 (-) Land $20,000 Building $171,800
2023	$1,317.00 Homeowner's exemption	$38,360 Land $4,000 Building $34,360	$191,800 Land $20,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1991 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, T-Mobile.

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