Union County property record for 628 E 7th St, El Dorado, AR 71730
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,120 sqft · built 1987 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Sep 2023) |
| Tax Bill | $689 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02320-00012-0000 |
| Primary APN | 02320-00012-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 2,120 sqft |
| Flooring | Hardwood |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 150 ft deep x 72 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 440 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 628 E 7TH ST |
|---|---|
| City | EL DORADO |
| State | AR |
| Zip | 71730-4017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELLORS 2ND S-D EAST 72' #890651 #05-13779 12 #23R005745 |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | MELLORS 2ND |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION AR |
| Township / Civil Division | EL DORADO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 950600 |
Source: Union County records · APN 02320-00012-0000
Assessment roll updated November 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jan 03, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST BAPTIST CHURCH |
| Sep 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Prior Sale | Feb 01, 1989 · Amount on Record |
| Deed Document Number | 20235745 |
| Prior Transfer Date | Dec 01, 2005 |
| Prior Transfer Doc | 2005/13779 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Document Number | 2026R001027 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R001027 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | EL DORADO, AR 71730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 16, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Document Number | 2024R000108 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2024R000108 |
| Name | FIRST BAPTIST CHURCH |
|---|---|
| Type | Non-Lending Institution |
| Address | EL DORADO, AR 71730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION AR |
| Recording Date | Sep 01, 2023 |
| Property Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Document Number | 2023R005745 |
| Map Reference | MB 1 PG 93 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023R005745 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 E 71TH ST, EL DORADO, AR 71730 |
| Name | Verified Name |
|---|---|
| Address | 628 E 7TH ST, EL DORADO, AR 71730-4017 |
| Document Number | 2023R005746 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 2023R005746 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 3-Year TN |
| Max Rate | 13.2% |
Source: Union County records · Assessment roll updated November 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Union County |
| Municipality | El Dorado City |
| Unified School District | El Dorado School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 (-1.85%) Homeowner's exemption | $25,080 (-) Land $3,750 Building $21,330 | |
| 2024 | $125,400 (-) Land $18,750 Building $106,650 | ||
| 2023 | $702.00 (+9.18%) Homeowner's exemption | $25,080 (+14.31%) Land $3,750 Building $21,330 | $125,400 (+14.31%) Land $18,750 Building $106,650 |
| 2022 | $643.00 Homeowner's exemption | $21,940 Land $3,750 Building $18,190 | $109,700 Land $18,750 Building $90,950 |
Source: FEMA National Flood Hazard Layer as of December 9, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1991 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| CG Computer Works Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: E. Ritter Communications Holdings, T-Mobile USA.
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO WATERWORKS serves 17,932 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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