Union County property record for 708 Cotton St, Monroe, NC 28112
| Property Type | High-Rise Apartments |
|---|---|
| Details | 4,200 sqft · built 1989 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,025,000 (Sep 2023) |
| Tax Bill | $29,963 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jan 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-195-024 |
| Primary APN | 09-195-024 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 4,200 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Total Buildings | 5 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 708 COTTON ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5975 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > High-Rise Apartments |
| Local Zoning Code | R-MF MONRO |
| Legal Description | 8836-0491 |
| Legal Subdivision | 2909910 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Jan 8, 2024 | Warranty Deed, Transfer |
| Sep 1, 2023 | Warranty Deed, Transfer |
| May 24, 2023 | Warranty Deed, Transfer |
| Jul 17, 2018 | Loan Modification, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2010 · Amount on Record |
| Deed Document Number | 202321506 |
| Deed Book / Page | 8775 / 421 |
| Prior Transfer Date | Oct 7, 2005 |
| Prior Transfer Doc | 0003988749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 708 COTTON ST, MONROE, NC 28112-5975 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Document Number | 0009172107 |
|---|---|
| Date | Aug 4, 2025 |
| Book Page | 9172/107 |
| Instrument | 19691 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 8, 2024 |
| Property Address | 708 COTTON ST, MONROE, NC 28112-5975 |
| Document Number | 0008836491 |
| Book / Page | 8836 / 491 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 385 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 1, 2023 |
| Property Address | 708 COTTON ST, MONROE, NC 28112-5975 |
| Document Number | 0008775421 |
| Book / Page | 8775 / 421 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 21506 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 DALTON SHRS, LAKE LEELANAU, MI 49653-9201 |
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 24, 2023 |
| Property Address | 708 COTTON ST, MONROE, NC 28112-5975 |
| Document Number | 0000871421 |
| Book / Page | 8714 / 21 |
| Instrument Date | May 22, 2023 |
| Instrument | 12259 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Name | Verified Name |
|---|---|
| Address | 2137 N SHARON AMITY RD, CHARLOTTE, NC 28205-7452 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 708 COTTON ST, MONROE, NC 28112-5975 |
| Document Number | 7208576 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2137 N SHARON AMITY RD CHARLOTTE NC 282057452, CHARLOTTE, NC 28205-7452 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,427,500 (-) Building $3,427,500 | $3,427,500 (-) Building $3,427,500 | |
| 2025 | $29,963.00 (+238.41%) | $3,427,500 (+322.11%) Building $3,427,500 | $3,427,500 (+322.11%) Building $3,427,500 |
| 2023 | $8,854.00 (+117.01%) | $812,000 (-) Land $92,500 Building $719,500 | $812,000 (-) Land $92,500 Building $719,500 |
| 2022 | $4,080.00 | $812,000 Land $92,500 Building $719,500 | $812,000 Land $92,500 Building $719,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures