Union County property record for 607 Cotton St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 840 sqft · built 1950 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 2015) |
| Tax Bill | $1,078 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-234-013 |
| Primary APN | 09-234-013 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 8,973 sqft (0.206 acres) |
| Porch | Slab |
| Porch Area | 15 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 607 COTTON ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | P/#12 &P/#13 BLK B WORLEY PB2 PG40 |
| Legal Subdivision | E D WORLEY |
| Legal Block | B |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20602 |
607 Cotton St, a rural home, is owned and occupied by an individual who bought it in December 2015.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 COTTON ST, MONROE, NC 28112-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on File |
| Deed Sale | Dec 23, 2015 · Amount on File |
| Deed Document Number | 201539008 |
| Deed Book / Page | 6590 / 104 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 607 Cotton St was $1,078.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,400 (-) Land $51,900 Building $71,500 | $123,400 (-) Land $51,900 Building $71,500 | |
| 2025 | $1,078.00 | $123,400 Land $51,900 Building $71,500 | $123,400 Land $51,900 Building $71,500 |
| 2023 | $1,331.00 | $122,100 Land $12,000 Building $110,100 | $122,100 Land $12,000 Building $110,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Cotton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Cotton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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