708 Clarence Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 708 Clarence Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1963
Lot Size	0.316 acres (13,750 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Jul 2020)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950880A000`

Property Details

APN / Parcel Number

Primary APN	`950880A000`
Alternative APN	`5-0080-4948-00-0091.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,750 sqft (0.316 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	950880A000
Street Address	708 CLARENCE DR
City	SAINT CHARLES
State	MO
Zip	63301-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MAMELLES HILLS #1 LOT 91
Legal Subdivision	MAMELLES HILLS #1
Legal Lot Number	91
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1033
Census Tract	310202

Owner

708 Clarence Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Jul 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARROLLTON BANK
Mar 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Mar 7, 2017 · Amount on File
Deed Document Number	2020472080
Deed Book / Page	7339 / 1802
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000077606
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067242136
Date	Apr 10, 2017
Book Page	6724/2136
Instrument	20170410000211020

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 8, 2020
Property Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150
Document Number	0073391802
Book / Page	7339 / 1802
Map Reference	MB 9 PG 15
Instrument Date	Jun 9, 2020
Instrument	20200708000472080
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150

Mortgage

Document Number	20200708000472100
Date	Jul 8, 2020
Instrument	20200708000472100

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 7, 2017
Property Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150
Document Number	0067082386
Book / Page	6708 / 2386
Map Reference	MB 9 PG 15
Instrument Date	Mar 1, 2017
Instrument	20170307000140320
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 N 2ND ST # ST245, 300, SAINT CHARLES, MO 63301-5416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	708 CLARENCE DR, SAINT CHARLES, MO 63301-0150

Mortgage

Document Number	20170307000140330
Date	Mar 7, 2017
Instrument	20170307000140330

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 708 Clarence Dr was $3,409, down 0.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,358 (-)	$265,040 (-) Land $60,000 Building $205,040
2025	$3,409.00 (-0.44%)	$50,358	$265,040 Land $60,000 Building $205,040
2024	$3,424.00
2023		$49,166
2022			$258,768 Land $40,000 Building $218,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Clarence Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	37 (1979–2022)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 708 Clarence Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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