St. Charles County property record for 705 Clarence Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,363 sqft · built 1964 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2007) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T190500148 |
| Primary APN | T190500148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| Basement Area | 1,363 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,062 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T190500148 |
|---|---|
| Street Address | 705 CLARENCE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAMELLES HILLS #1 BDRY ADJ LOT 6 LOT 6 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | MAMELLES HILLS #1 BDRY ADJ LOT 6 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310202 |
705 Clarence Dr is owned and occupied by two individuals who bought it in March 2007.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CLARENCE DR, SAINT CHARLES, MO 63301-0186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2007 · Amount on File |
| Deed Sale | Mar 23, 2007 · Amount on File |
| Prior Sale | Jun 30, 2004 |
| Deed Document Number | 20070323000238770 |
| Deed Book / Page | 4714 / 643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 705 CLARENCE DR, SAINT CHARLES, MO 63301-0186 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 705 CLARENCE DR, SAINT CHARLES, MO 63301-0186 |
| Document Number | 2021R040544 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021R-040544 |
| Name | NEW FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 5, 2031 |
The 2025 property tax bill for 705 Clarence Dr was $3,158.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 | $46,625 | $245,397 Land $60,000 Building $185,397 |
| 2023 | $47,610 | ||
| 2022 | $250,578 Land $40,000 Building $210,578 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 Clarence Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 151 (1979–2022) |
| Claims Outside the SFHA | 8 of 151 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Clarence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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